# Pico Spend vs Personal Budget

The clearest difference is update cadence: Pico Spend at every 7 months against Personal Budget's every 40 months. Personal Budget's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Pico Spend costs $1.99 and Personal Budget $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pico Spend ships an update every 7 months, Personal Budget every 40 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Pico Spend | Personal Budget |
| --- | --- | --- |
| Price | $1.99 | $1.99 |
| Rating | **[4.3 (3 ratings)](https://appshunter.io/ios/app/pico-spend-expense-tracker/id481729161/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 7 months** | Every 40 months |
| Monetization | Paid | — |
| Size | 2 MB | 12 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dejan Petrovski](https://appshunter.io/developer/481729164) | [Sudip Bag](https://appshunter.io/developer/1200374942) |

## What reviewers say

### Pico Spend

[App page](https://appshunter.io/ios/app/pico-spend-expense-tracker/id481729161)

Easily track your daily expenses with a calculator-like interface and detailed reports. Analyze spending by category, view summaries, and export data. Includes an Apple Watch app for on-the-go tracking.

**Highlights:** Quick expense entry, Detailed spending reports, Category-based analysis, Apple Watch app, iCloud backup, Passcode protection

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Personal Budget

[App page](https://appshunter.io/ios/app/personal-budget-pro/id1494090770)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pico Spend free?

Pico Spend costs $1.99, with no in-app purchases.

### Is Personal Budget free?

Personal Budget costs $1.99, with no in-app purchases.

### Do Pico Spend or Personal Budget have ads?

Neither Pico Spend nor Personal Budget shows ads.

### Which is updated more often, Pico Spend or Personal Budget?

Pico Spend ships an update every 7 months, and Personal Budget every 40 months. Most recently, Pico Spend was updated on October 29, 2026 and Personal Budget on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*