# Pico Spend vs Spend Split

The clearest difference is price: Spend Split at Free against Pico Spend's $1.99. Spend Split also leads on update cadence (fortnightly vs every 7 months) and iOS requirement (13.0 vs 17.0). Pico Spend's advantage is in-app purchases (none vs 1). On ads and device support there is nothing between them.

Spend Split is free to download; Pico Spend costs $1.99 up front. Spend Split sells 1 in-app purchase, starting at $2.99 per month. Pico Spend asks for nothing beyond the download.

Pico Spend ships an update every 7 months, Spend Split fortnightly. The most recent releases landed on October 6, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Pico Spend | Spend Split |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[4.3 (3 ratings)](https://appshunter.io/ios/app/pico-spend-expense-tracker/id481729161/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Fortnightly** |
| Monetization | Paid | — |
| Size | 2 MB | 68 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Dejan Petrovski](https://appshunter.io/developer/481729164) | [Saeed Anwar](https://appshunter.io/developer/1871100554) |

## What reviewers say

### Pico Spend

[App page](https://appshunter.io/ios/app/pico-spend-expense-tracker/id481729161)

Easily track your daily expenses with a calculator-like interface and detailed reports. Analyze spending by category, view summaries, and export data. Includes an Apple Watch app for on-the-go tracking.

**Highlights:** Quick expense entry, Detailed spending reports, Category-based analysis, Apple Watch app, iCloud backup, Passcode protection

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Spend Split

[App page](https://appshunter.io/ios/app/spend-split-budget-planner/id6758571585)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |


## Frequently asked questions

### Is Pico Spend free?

Pico Spend costs $1.99, with no in-app purchases.

### Is Spend Split free?

Spend Split is free to download, with in-app purchases available.

### Do Pico Spend or Spend Split have ads?

Neither Pico Spend nor Spend Split shows ads.

### Which is updated more often, Pico Spend or Spend Split?

Pico Spend ships an update every 7 months, and Spend Split fortnightly. Most recently, Pico Spend was updated on October 6, 2026 and Spend Split on September 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*