# iLoan, credit simulator vs Teradion

The clearest difference is price: Teradion at Free against iLoan, credit simulator's $4.99. iLoan, credit simulator's advantage is iOS requirement (12.0 vs 15.0). On update cadence, ads, in-app purchases and device support there is nothing between them.

Teradion is free to download; iLoan, credit simulator costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

iLoan, credit simulator ships an update every 2 months, Teradion every 5 weeks. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | iLoan, credit simulator | Teradion |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Positive reviews | 85.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Paid | — |
| Size | 15 MB | 36 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Julien PIERRE](https://appshunter.io/developer/394927783) | [Teradion](https://appshunter.io/developer/1895296392) |

## What reviewers say

### iLoan, credit simulator

[App page](https://appshunter.io/ios/app/iloan-credit-simulator/id481970267)

This app helps users simulate and compare various loan and mortgage scenarios. It calculates monthly payments, APR, and total loan costs for real estate, vehicles, and consumer credit. Users can also analyze savings and income plans, with options to export detailed reports.

**Highlights:** Loan and mortgage simulations, Monthly payment calculation, APR and total cost analysis, Borrowing capacity calculation, Savings and income plan analysis, Graphical analysis and amortization table, Exportable reports (CSV & PDF)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Teradion

[App page](https://appshunter.io/ios/app/teradion/id6763399323)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iLoan, credit simulator free?

iLoan, credit simulator costs $4.99, with no in-app purchases.

### Is Teradion free?

Teradion is free to download, with no in-app purchases.

### Do iLoan, credit simulator or Teradion have ads?

Neither iLoan, credit simulator nor Teradion shows ads.

### Which is updated more often, iLoan, credit simulator or Teradion?

iLoan, credit simulator ships an update every 2 months, and Teradion every 5 weeks. Most recently, iLoan, credit simulator was updated on October 26, 2026 and Teradion on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*