# MT vs ClearCashflow

The clearest difference is monetization model: MT at free with in-app purchases against ClearCashflow's subscription. MT also leads on update cadence (weekly vs every 2 months) and rating (4.8 vs 4.4). ClearCashflow's advantage is ads (none vs shown) and iOS requirement (11.0 vs 15.6). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and ClearCashflow sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

MT holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 130 and 51 respectively. Written reviews point the same way: 97% of MT's written reviews are positive against 93% of ClearCashflow's.

MT ships an update weekly, ClearCashflow every 2 months. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | MT | ClearCashflow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (130 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.4 (51 ratings)](https://appshunter.io/ios/app/clearcashflow/id1099575251/reviews) |
| Number of ratings | **130** | 51 |
| Positive reviews | **96.8% of reviews** | 93.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 56 MB | 3 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [鹏东 王](https://appshunter.io/developer/1073799287) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $5.99 | per year |
| Lifetime Membership | $19.99 | one-time |


### ClearCashflow

[App page](https://appshunter.io/ios/app/clearcashflow/id1099575251)

This minimalist accounting app focuses on simple expense recording without complex category selections or balance tracking. It helps users stick to managing their finances by focusing on what was spent and where. Features include random color generation and daily/monthly expenditure summaries.

**Highlights:** Simple expense recording, No account book or category selection, Random color generation on launch, Daily and monthly expenditure summaries, Focus on recording spending and destination

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级服务 | $0.99 | per month |


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is ClearCashflow free?

ClearCashflow is free to download, with in-app purchases available.

### Which has better reviews, MT or ClearCashflow?

MT is rated higher. MT averages 4.8 out of 5 from 130 ratings, while ClearCashflow averages 4.4 from 51 ratings.

### Do MT or ClearCashflow have ads?

MT shows ads; ClearCashflow does not.

### Which is updated more often, MT or ClearCashflow?

MT ships an update weekly, and ClearCashflow every 2 months. Most recently, MT was updated on September 23, 2026 and ClearCashflow on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*