# MT vs NerdWallet

MT and NerdWallet both sit at 4.8 stars, but that hides the real split: 91% of MT's written reviews are positive against 34% of NerdWallet's. MT also leads on update cadence (weekly vs fortnightly). NerdWallet's advantage is in-app purchases (none vs 3) and ratings volume (125K vs 131). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month. NerdWallet asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for NerdWallet. That said, the two scores are not equally well evidenced: NerdWallet has 125K ratings behind it against 131, so its average is the more settled of the two. Written reviews are what separate them: 91% of MT's written reviews are positive against 34% of NerdWallet's.

MT ships an update weekly, NerdWallet fortnightly. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MT | NerdWallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews) | **[4.8 (125K ratings)](https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607/reviews)** |
| Number of ratings | 131 | **125K** |
| Positive reviews | **90.9% of reviews** | 33.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 104 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [NerdWallet](https://appshunter.io/developer/578853412) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### NerdWallet

[App page](https://appshunter.io/ios/app/nerdwallet-smart-money-app/id1174471607)

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

**Highlights:** Track cash, investments, credit cards, loans, and property, Monitor and cancel recurring bills and subscriptions, Actionable financial insights on credit score and cash flow, Earn APY on cash accounts, Invest in U.S. Treasury Bills, Automated investing with direct indexing, Learn about financial news and its impact

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Helpful financial insights
- 👍 User-friendly interface
- 🚀 Comprehensive account tracking
- 💡 Personalized recommendations

**What reviewers complain about**

- 🐛 Frequent connection issues
- 🐛 Inaccurate account balances
- 🐛 Unreliable account linking
- 🐛 Inconsistent transaction categorization

**Reported bugs**

- Accounts randomly unlinking
- Incorrect credit score reporting
- Delayed transaction updates

**Requested features**

- Custom spending categories
- Manual transaction entry
- Detailed budgeting tools
- Improved account synchronization


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is NerdWallet free?

NerdWallet is free to download, with no in-app purchases.

### Which has better reviews, MT or NerdWallet?

NerdWallet is rated higher. MT averages 4.8 out of 5 from 131 ratings, while NerdWallet averages 4.8 from 125K ratings.

### Do MT or NerdWallet have ads?

Both MT and NerdWallet show ads.

### Which is updated more often, MT or NerdWallet?

MT ships an update weekly, and NerdWallet fortnightly. Most recently, MT was updated on October 26, 2026 and NerdWallet on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*