# MT vs 青子记账

The clearest difference is device support: MT at 3 against 青子记账's 1. MT also leads on iOS requirement (15.6 vs 17.0). 青子记账's advantage is ratings volume (490 vs 131). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 青子记账 sells 6 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for 青子记账. Both are backed by a comparable volume of ratings — 131 and 490 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 87% of 青子记账's.

MT ships an update weekly, 青子记账 every 4 days. Both last shipped on October 19, 2026.

## The numbers

| Metric | MT | 青子记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews) | [4.8 (490 ratings)](https://appshunter.io/ios/app/id1498299276/reviews) |
| Number of ratings | 131 | **490** |
| Positive reviews | **90.9% of reviews** | 87.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 181 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [Guangzhou Xiaorichang Technology Co., Ltd.](https://appshunter.io/developer/1106886288) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### 青子记账

[App page](https://appshunter.io/ios/app/id1498299276)

This app is a personal asset management tool designed to make budgeting and saving more engaging for young adults. It offers features like budget setting, scheduled entries, savings plans, and detailed expense tracking with visual aids.

**Highlights:** Budget management with daily spending planning, Scheduled and automatic bill entry, Savings plan goal setting, Import transactions from WeChat and Alipay, Expense tracking with calendar and map views, Multi-account and multi-ledger support, Currency exchange rate conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周度订阅卡 | $0.99 | per 7 days |
| 季度卡 | $1.99 | per 3 months |
| 年度卡 | $6.99 | per year |
| 年度高级订阅 | $3.99 | one-time |
| 青子永久会员 | $4.99 | one-time |
| 记账永久会员 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🎨 Aesthetically pleasing design
- 💳 Supports multiple currencies
- 📊 Detailed data analysis and reporting
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- ⏱️ Ads disrupt workflow
- 🔍 Difficult to find certain settings
- 🔀 Inconsistent UI updates

**Reported bugs**

- Incorrect currency conversion rates
- Deleted transactions not fully removed
- Syncing issues between devices

**Requested features**

- Recurring expense management
- Shared family/household accounts
- Customizable budget categories
- Automatic transaction import from banks
- Improved mobile-desktop sync


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is 青子记账 free?

青子记账 is free to download, with in-app purchases available.

### Which has better reviews, MT or 青子记账?

MT and 青子记账 are both rated 4.8 out of 5 on the App Store, from 131 and 490 ratings respectively.

### Do MT or 青子记账 have ads?

Both MT and 青子记账 show ads.

### Which is updated more often, MT or 青子记账?

MT ships an update weekly, and 青子记账 every 4 days. Most recently, MT was updated on October 19, 2026 and 青子记账 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*