# MT vs Budget app

The clearest difference is ads: Budget app at none against MT's shown. Budget app also leads on ratings volume (16K vs 130) and chart position (#58 vs unranked). MT's advantage is review sentiment (97% vs 79%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Budget app sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for Budget app. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 97% of MT's written reviews are positive against 79% of Budget app's.

MT ships an update weekly, Budget app every 9 days. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | MT | Budget app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (130 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) |
| Number of ratings | 130 | **16K** |
| Positive reviews | **96.8% of reviews** | 79.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#58** |
| Size | 56 MB | 231 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [InnerGrow](https://appshunter.io/developer/1828382777) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $5.99 | per year |
| Lifetime Membership | $19.99 | one-time |


### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #58 Top Grossing · Finance, #198 Top Free · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $2.99 | per month |
| Financial Empowerment | $5.99 | per year |
| Yearly Premium | $6.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| lifetime member sale | $6.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| Lifetime Premium Global | $8.99 | one-time |
| Family Premium | $14.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Which has better reviews, MT or Budget app?

MT is rated higher. MT averages 4.8 out of 5 from 130 ratings, while Budget app averages 4.7 from 16K ratings.

### Do MT or Budget app have ads?

MT shows ads; Budget app does not.

### Which is updated more often, MT or Budget app?

MT ships an update weekly, and Budget app every 9 days. Most recently, MT was updated on September 23, 2026 and Budget app on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*