# MT vs 懒猫记账

MT and 懒猫记账 both sit at 4.8 stars, but that hides the real split: 97% of MT's written reviews are positive against 80% of 懒猫记账's. MT also leads on ratings volume (130 vs 37). 懒猫记账's advantage is iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 懒猫记账 sells 16 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for 懒猫记账. Both are backed by a comparable volume of ratings — 130 and 37 respectively. Written reviews are what separate them: 97% of MT's written reviews are positive against 80% of 懒猫记账's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | MT | 懒猫记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (130 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews) | [4.8 (37 ratings)](https://appshunter.io/ios/app/and/id1530724951/reviews) |
| Number of ratings | **130** | 37 |
| Positive reviews | **96.8% of reviews** | 80.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 219 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [春城 贾](https://appshunter.io/developer/1501061855) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $5.99 | per year |
| Lifetime Membership | $19.99 | one-time |


### 懒猫记账

[App page](https://appshunter.io/ios/app/and/id1530724951)

This app helps you track daily expenses, business transactions, travel costs, and family budgets with multiple customizable ledgers. It offers quick entry, budget reminders, and clear financial analysis through various charts and reports. Data is automatically backed up to iCloud for security and easy recovery.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget monitoring and reminders, Financial analysis with charts, Automatic iCloud data backup, Variety of scene-specific ledgers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账月度自动续期会员 | $0.99 | per month |
| 懒猫记账月度自动续期会员8 | $0.99 | per month |
| 懒猫记账月度自动续期会员15 | $1.99 | per month |
| 懒猫记账月度自动续期会员12 | $1.99 | per month |
| 懒猫记账月度自动续期会员18 | $1.99 | per month |
| 懒猫记账季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账月度会员28 | $3.99 | per month |
| 懒猫记账年度自动续期会员36 | $4.99 | per year |
| 懒猫记账季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账年度自动续期会员48 | $6.99 | per year |
| 懒猫记账年度会员108 | $14.99 | per year |
| 懒猫记账永久会员30 | $3.99 | one-time |
| 懒猫记账三年会员68 | $9.99 | one-time |
| 懒猫记账三年会员88 | $12.99 | one-time |
| 懒猫记账永久会员 | $12.99 | one-time |
| 新懒猫记账永久会员 | $12.99 | one-time |


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is 懒猫记账 free?

懒猫记账 is free to download, with in-app purchases available.

### Which has better reviews, MT or 懒猫记账?

MT and 懒猫记账 are both rated 4.8 out of 5 on the App Store, from 130 and 37 ratings respectively.

### Do MT or 懒猫记账 have ads?

Both MT and 懒猫记账 show ads.

### Which is updated more often, MT or 懒猫记账?

MT ships an update weekly, and 懒猫记账 weekly. Most recently, MT was updated on September 23, 2026 and 懒猫记账 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*