# MT vs Panda Bookkeeping

The clearest difference is review sentiment: MT at 91% against Panda Bookkeeping's 31%. MT also leads on rating (4.8 vs 4.4) and ratings volume (131 vs 7). Panda Bookkeeping's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Panda Bookkeeping sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

MT holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: MT has 131 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 91% of MT's written reviews are positive against 31% of Panda Bookkeeping's.

MT ships an update weekly, Panda Bookkeeping every 3 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | MT | Panda Bookkeeping |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.4 (7 ratings)](https://appshunter.io/ios/app/panda-bookkeeping-accounting/id1530952802/reviews) |
| Number of ratings | **131** | 7 |
| Positive reviews | **90.9% of reviews** | 30.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 10 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [晓文 刘](https://appshunter.io/developer/1525471628) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### Panda Bookkeeping

[App page](https://appshunter.io/ios/app/panda-bookkeeping-accounting/id1530952802)

A simple and fast accounting tool for tracking revenue and expenditures. It offers clear data analysis with charts and graphs, budget setting, and daily reminders. The app also features password protection and customization options, all within a small installation size.

**Highlights:** Quick bookkeeping in 3 seconds, Statistical analysis with charts, Budget setting and reminders, Daily bookkeeping reminders, Password protection for data security, Customizable icon and color modes, Small installation package size

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 熊猫记账VIP会员 | $0.99 | per month |


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is Panda Bookkeeping free?

Panda Bookkeeping is free to download, with in-app purchases available.

### Which has better reviews, MT or Panda Bookkeeping?

MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while Panda Bookkeeping averages 4.4 from 7 ratings.

### Do MT or Panda Bookkeeping have ads?

Both MT and Panda Bookkeeping show ads.

### Which is updated more often, MT or Panda Bookkeeping?

MT ships an update weekly, and Panda Bookkeeping every 3 weeks. Most recently, MT was updated on October 19, 2026 and Panda Bookkeeping on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*