# MT vs Splitara

The clearest difference is ads: Splitara at none against MT's shown. Splitara also leads on monetization model (free vs free with in-app purchases). MT's advantage is update cadence (weekly vs every 6 weeks) and ratings volume (131 vs 32). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Splitara sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for Splitara. Both are backed by a comparable volume of ratings — 131 and 32 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 93% of Splitara's.

MT ships an update weekly, Splitara every 6 weeks. Both last shipped on September 30, 2026.

## The numbers

| Metric | MT | Splitara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.7 (32 ratings)](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906/reviews) |
| Number of ratings | **131** | 32 |
| Positive reviews | 90.9% of reviews | **93.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 56 MB | 37 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [馨杭 虞](https://appshunter.io/developer/510327525) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $5.99 | per year |
| Lifetime Membership | $19.99 | one-time |


### Splitara

[App page](https://appshunter.io/ios/app/splitara-smart-settlement/id541433906)

Effortlessly track and settle shared expenses across different currencies for group trips, shared living, or meals. This app simplifies complex billing scenarios with automatic conversion and clear settlement calculations.

**Highlights:** Multi-ledger support for different activities, Multi-person tracking for payers and consumers, Multi-currency support with auto-conversion, Smart settlement for automatic debt calculation, Fund management for collecting and paying expenses, Professional statistics on spending and payments, Home screen widgets for quick access

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitara Pro | $0.99 | per month |
| Splitara Pro | $7.99 | per year |


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is Splitara free?

Splitara is free to download, with in-app purchases available.

### Which has better reviews, MT or Splitara?

MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while Splitara averages 4.7 from 32 ratings.

### Do MT or Splitara have ads?

MT shows ads; Splitara does not.

### Which is updated more often, MT or Splitara?

MT ships an update weekly, and Splitara every 6 weeks. Most recently, MT was updated on September 30, 2026 and Splitara on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*