# MT vs 人情账簿

The clearest difference is ads: 人情账簿 at none against MT's shown. 人情账簿 also leads on monetization model (free vs free with in-app purchases). MT's advantage is update cadence (weekly vs every 6 weeks) and review sentiment (91% vs 71%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 人情账簿 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

MT ships an update weekly, 人情账簿 every 6 weeks. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | MT | 人情账簿 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | — |
| Number of ratings | **131** | — |
| Positive reviews | **90.9% of reviews** | 71.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 56 MB | 11 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [伟 雷](https://appshunter.io/developer/1347765042) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### 人情账簿

[App page](https://appshunter.io/ios/app/id6479609890)

Manage your social obligations with this app. Track gifts given and received, maintain a gift ledger, and view statistics on your social interactions. Your data is private and secure with iCloud backup.

**Highlights:** Gift tracking, Receiving tracking, Gift ledger, Social statistics, iCloud backup, No login required

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 永久会员 | $2.99 | one-time |


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is 人情账簿 free?

人情账簿 is free to download, with in-app purchases available.

### Do MT or 人情账簿 have ads?

MT shows ads; 人情账簿 does not.

### Which is updated more often, MT or 人情账簿?

MT ships an update weekly, and 人情账簿 every 6 weeks. Most recently, MT was updated on October 11, 2026 and 人情账簿 on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*