# MT vs Buddy

MT and Buddy both sit at 4.8 stars, but that hides the real split: 97% of MT's written reviews are positive against 49% of Buddy's. MT also leads on iOS requirement (15.6 vs 18.0). Buddy's advantage is ads (none vs shown) and ratings volume (9.5K vs 130). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Buddy sells 11 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for Buddy. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 97% of MT's written reviews are positive against 49% of Buddy's.

MT ships an update weekly, Buddy every 9 days. The most recent releases landed on September 23, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | MT | Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (130 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.7 (9.5K ratings)](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955/reviews) |
| Number of ratings | 130 | **9.5K** |
| Positive reviews | **96.8% of reviews** | 48.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#64** |
| Size | 56 MB | 152 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [Buddy Budgeting AB](https://appshunter.io/developer/936422954) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $5.99 | per year |
| Lifetime Membership | $19.99 | one-time |


### Buddy

[App page](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955)

**Currently charting:** #64 Top Grossing · Finance (US App Store)

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

**Highlights:** Create personal budgets, Shared budgeting for couples/groups, Connect bank accounts for transaction import, Detailed spending and income overview, Expense splitting and settlement tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buddy Premium | $4.99 | per month |
| Buddy Premium | $4.99 | per month |
| Premium | $9.99 | per month |
| Buddy Premium | $9.99 | per month |
| Buddy Premium | $16.99 | per year |
| Buddy Premium | $24.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $34.99 | per year |
| Buddy Premium | $39.99 | per year |
| Buddy Premium | $49.99 | per year |
| Unlimited | $49.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 👍 Visually appealing
- 💡 Customizable categories
- 🚀 Intuitive interface
- 👍 Helps with budgeting

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🐛 Balance not carrying over to next month
- 🐛 Syncing issues between devices
- 🐛 Transactions disappearing or resetting
- 💸 Expensive subscription

**Reported bugs**

- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones

**Requested features**

- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is Buddy free?

Buddy is free to download, with in-app purchases available.

### Which has better reviews, MT or Buddy?

MT is rated higher. MT averages 4.8 out of 5 from 130 ratings, while Buddy averages 4.7 from 9.5K ratings.

### Do MT or Buddy have ads?

MT shows ads; Buddy does not.

### Which is updated more often, MT or Buddy?

MT ships an update weekly, and Buddy every 9 days. Most recently, MT was updated on September 23, 2026 and Buddy on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*