# MT vs Pennyworth

The clearest difference is ratings volume: Pennyworth at 1.3K against MT's 131. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Pennyworth sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.8 for Pennyworth. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 131, so its average is the more settled of the two. Written reviews are what separate them: 91% of MT's written reviews are positive against 92% of Pennyworth's.

MT ships an update weekly, Pennyworth every 5 days. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | MT | Pennyworth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews) | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews) |
| Number of ratings | 131 | **1.3K** |
| Positive reviews | 90.9% of reviews | **92.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 65 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [Jack Xuan](https://appshunter.io/developer/943334381) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Which has better reviews, MT or Pennyworth?

MT and Pennyworth are both rated 4.8 out of 5 on the App Store, from 131 and 1.3K ratings respectively.

### Do MT or Pennyworth have ads?

Both MT and Pennyworth show ads.

### Which is updated more often, MT or Pennyworth?

MT ships an update weekly, and Pennyworth every 5 days. Most recently, MT was updated on October 15, 2026 and Pennyworth on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*