# MT vs 口袋记账

The clearest difference is update cadence: MT at weekly against 口袋记账's every 2 months. MT also leads on review sentiment (91% vs 77%). 口袋记账's advantage is ratings volume (560 vs 131) and iOS requirement (12 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and 口袋记账 sells 13 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for 口袋记账. Both are backed by a comparable volume of ratings — 131 and 560 respectively. Written reviews are what separate them: 91% of MT's written reviews are positive against 77% of 口袋记账's.

MT ships an update weekly, 口袋记账 every 2 months. Both last shipped on October 19, 2026.

## The numbers

| Metric | MT | 口袋记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (131 ratings)](https://appshunter.io/ios/app/mt-expense-tracker/id482361839/reviews)** | [4.7 (560 ratings)](https://appshunter.io/ios/app/id955314710/reviews) |
| Number of ratings | 131 | **560** |
| Positive reviews | **90.9% of reviews** | 77.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 190 MB |
| Requires iOS | 15.6 | **12** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [金 郭](https://appshunter.io/developer/476792481) | [Shanghai Peng Data Co., Ltd.](https://appshunter.io/developer/1345249748) |

## What reviewers say

### MT

[App page](https://appshunter.io/ios/app/mt-expense-tracker/id482361839)

Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.

**Highlights:** Bill snapshot entry with calculator, Intelligent import from Alipay/WeChat, Detailed income/expense analysis charts, Real-time budget tracking, Face ID/password data protection, Automatic iCloud cloud sync, Customizable income/expense categories

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Membership | $4.99 | per year |
| Lifetime Access | $19.99 | one-time |


### 口袋记账

[App page](https://appshunter.io/ios/app/id955314710)

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

**Highlights:** Quick expense logging, Import credit card and Alipay bills, Generate income/expense reports, Multi-account management, Loan and IOU tracking, Asset balance overview, Financial expert advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (13)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包月 | $1.99 | per month |
| 连续包年 | $12.99 | per year |
| 口袋记账金币 | $0.99 | one-time |
| 口袋VIP一个月 | $2.99 | one-time |
| 口袋记账金币 | $3.99 | one-time |
| 口袋VIP6个月 | $7.99 | one-time |
| 口袋VIP六个月 | $9.99 | one-time |
| 口袋记账金币 | $9.99 | one-time |
| 口袋VIP12个月 | $11.99 | one-time |
| 口袋VIP12个月 | $14.99 | one-time |
| 口袋记账金币 | $19.99 | one-time |
| 口袋记账金币 | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Convenient and efficient
- 💡 Helpful budgeting and reporting features
- 🎨 Visually appealing interface

**What reviewers complain about**

- 🙄 Excessive advertisements
- 🐛 Stability issues and bugs
- 🤔 Lack of advanced features and customization
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect date/time display
- Syncing issues between devices
- Compatibility problems with newer devices

**Requested features**

- Support for multiple currencies
- Ability to schedule recurring transactions
- Option to set future dated transactions
- Improved syncing and backup functionality
- More detailed reporting and analytics


## Frequently asked questions

### Is MT free?

MT is free to download, with in-app purchases available.

### Is 口袋记账 free?

口袋记账 is free to download, with in-app purchases available.

### Which has better reviews, MT or 口袋记账?

MT is rated higher. MT averages 4.8 out of 5 from 131 ratings, while 口袋记账 averages 4.7 from 560 ratings.

### Do MT or 口袋记账 have ads?

Both MT and 口袋记账 show ads.

### Which is updated more often, MT or 口袋记账?

MT ships an update weekly, and 口袋记账 every 2 months. Most recently, MT was updated on October 19, 2026 and 口袋记账 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
