# Debt Manager vs Purchases List

The clearest difference is in-app purchases: Debt Manager at none against Purchases List's 4. Debt Manager also leads on ratings volume (554 vs 4). Purchases List's advantage is update cadence (every 2 weeks vs every 6 weeks) and rating (4.8 vs 4.6). On price, review sentiment, ads and monetization model there is nothing between them.

Debt Manager costs $0.99 and Purchases List $0.99 up front. Purchases List sells 4 one-off in-app purchases. Debt Manager asks for nothing beyond the download.

Purchases List holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Debt Manager has 554 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 85% of Debt Manager's written reviews are positive against 78% of Purchases List's, so the app with the better star average is not the one people write more warmly about.

Debt Manager ships an update every 6 weeks, Purchases List every 2 weeks. Both last shipped on September 22, 2026.

## The numbers

| Metric | Debt Manager | Purchases List |
| --- | --- | --- |
| Price | $0.99 | $0.99 |
| Rating | [4.6 (554 ratings)](https://appshunter.io/ios/app/debt-manager/id482482660/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/purchases-list/id1517829258/reviews)** |
| Number of ratings | **554** | 4 |
| Positive reviews | **85.5% of reviews** | 77.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Paid | Paid |
| Best chart rank | **#23** | #54 |
| Size | 34 MB | 91 MB |
| Requires iOS | 15.5 | **14.0** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Andrea Dellai](https://appshunter.io/developer/1489702085) |

## What reviewers say

### Debt Manager

[App page](https://appshunter.io/ios/app/debt-manager/id482482660)

**Currently charting:** #23 Top Paid · Finance (US App Store)

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

**Highlights:** Debt Snowball method, Multiple payoff strategies, Progress tracking and summary, Unlimited debt entry, 'What-If' scenario planning, Exportable reports and schedules, Interactive visualizations

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for tracking and paying off debt
- 💡 Useful features like snowball and snowflake payments
- 🔒 No subscription required
- 👍 Customizable and flexible

**What reviewers complain about**

- 🐛 Issues with updating balances and interest rates
- 🐛 Backdating changes can cause problems
- 🐛 Difficulty adding new debts or changing payment details
- 🐛 Lack of syncing between devices

**Reported bugs**

- Calendar and date issues causing problems
- Minimum payment restrictions that don't work as expected
- Debt balances not updating correctly after payments

**Requested features**

- Ability to add debt start dates
- Monthly payment summary view
- Profiles to manage multiple people's debt
- More customization options for layout and visuals


### Purchases List

[App page](https://appshunter.io/ios/app/purchases-list/id1517829258)

**Currently charting:** #54 Top Paid · Finance (US App Store)

Track daily expenses with personalized groups, limits, and notes. Organize data into archives, export to PDF, and secure with biometric authentication. Syncs across devices via iCloud.

**Highlights:** Personalized expense groups with limits, Detailed transaction logging, Home screen widgets for quick overview, Data archiving and organization, Searchable transactions, PDF data export, Biometric data protection

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $3.99 | one-time |
| ExtraLarge Tip | $5.99 | one-time |


## Frequently asked questions

### Is Debt Manager free?

Debt Manager costs $0.99, with no in-app purchases.

### Is Purchases List free?

Purchases List costs $0.99, and also offers in-app purchases.

### Which has better reviews, Debt Manager or Purchases List?

Purchases List is rated higher. Debt Manager averages 4.6 out of 5 from 554 ratings, while Purchases List averages 4.8 from 4 ratings.

### Do Debt Manager or Purchases List have ads?

Neither Debt Manager nor Purchases List shows ads.

### Which is updated more often, Debt Manager or Purchases List?

Debt Manager ships an update every 6 weeks, and Purchases List every 2 weeks. Most recently, Debt Manager was updated on September 22, 2026 and Purchases List on September 22, 2026.

### Which is more popular, Debt Manager or Purchases List?

Debt Manager currently peaks at #23 in the App Store charts, and Purchases List at #54. Chart position reflects recent download velocity rather than total install base.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*