# Debt Manager vs BudgetBrains

The clearest difference is price: BudgetBrains at Free against Debt Manager's $0.99. BudgetBrains also leads on update cadence (weekly vs every 6 weeks). Debt Manager's advantage is in-app purchases (none vs 1) and chart position (#24 vs unranked). On ads and device support there is nothing between them.

BudgetBrains is free to download; Debt Manager costs $0.99 up front. BudgetBrains sells 1 in-app purchase, starting at $1.99 per month. Debt Manager asks for nothing beyond the download.

Debt Manager ships an update every 6 weeks, BudgetBrains weekly. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Debt Manager | BudgetBrains |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.6 (559 ratings)](https://appshunter.io/ios/app/debt-manager/id482482660/reviews)** | — |
| Number of ratings | **559** | — |
| Positive reviews | 85.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Paid | — |
| Best chart rank | **#24** | — |
| Size | 34 MB | 6 MB |
| Requires iOS | **15.5** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [ilia zamkovoi](https://appshunter.io/developer/1854712240) |

## What reviewers say

### Debt Manager

[App page](https://appshunter.io/ios/app/debt-manager/id482482660)

**Currently charting:** #24 Top Paid · Finance (US App Store)

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

**Highlights:** Debt Snowball method, Multiple payoff strategies, Progress tracking and summary, Unlimited debt entry, 'What-If' scenario planning, Exportable reports and schedules, Interactive visualizations

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for tracking and paying off debt
- 💡 Useful features like snowball and snowflake payments
- 🔒 No subscription required
- 👍 Customizable and flexible

**What reviewers complain about**

- 🐛 Issues with updating balances and interest rates
- 🐛 Backdating changes can cause problems
- 🐛 Difficulty adding new debts or changing payment details
- 🐛 Lack of syncing between devices

**Reported bugs**

- Calendar and date issues causing problems
- Minimum payment restrictions that don't work as expected
- Debt balances not updating correctly after payments

**Requested features**

- Ability to add debt start dates
- Monthly payment summary view
- Profiles to manage multiple people's debt
- More customization options for layout and visuals


### BudgetBrains

[App page](https://appshunter.io/ios/app/budgetbrains/id6755689371)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |


## Frequently asked questions

### Is Debt Manager free?

Debt Manager costs $0.99, with no in-app purchases.

### Is BudgetBrains free?

BudgetBrains is free to download, with in-app purchases available.

### Do Debt Manager or BudgetBrains have ads?

Neither Debt Manager nor BudgetBrains shows ads.

### Which is updated more often, Debt Manager or BudgetBrains?

Debt Manager ships an update every 6 weeks, and BudgetBrains weekly. Most recently, Debt Manager was updated on October 30, 2026 and BudgetBrains on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*