# Checkbook vs Percento

The clearest difference is monetization model: Percento at freemium against Checkbook's subscription. Percento also leads on ads (none vs shown) and review sentiment (88% vs 56%). Checkbook's advantage is ratings volume (14K vs 128) and chart position (#147 vs unranked). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Percento sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Percento holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 128, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 88% of Percento's.

Checkbook ships an update every 6 weeks, Percento every 4 days. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Checkbook | Percento |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.7 (128 ratings)](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934/reviews)** |
| Number of ratings | **14K** | 128 |
| Positive reviews | 55.8% of reviews | **88.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Subscription | **Freemium** |
| Best chart rank | **#147** | — |
| Size | 122 MB | 31 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [Accanto Co., Ltd.](https://appshunter.io/developer/1330534480) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #147 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Percento

[App page](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934)

Track your assets and investments with a focus on wealth growth. Features automatic stock and crypto price updates, multi-currency support, and visually appealing charts for informed investment decisions. Manage your financial mix with account groups and double-entry transfers.

**Highlights:** Asset and investment tracking, Automatic stock/crypto price updates, Multi-currency support, Financial charts and analysis, Account group management, Double-entry transfers

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Percento Premium | $1.99 | per month |
| Percento Premium-4.0 | $1.99 | per month |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | one-time |
| Percento Premium | $29.99 | one-time |
| Percento Premium | $34.99 | one-time |


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Percento free?

Percento is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or Percento?

Percento is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Percento averages 4.7 from 128 ratings.

### Do Checkbook or Percento have ads?

Checkbook shows ads; Percento does not.

### Which is updated more often, Checkbook or Percento?

Checkbook ships an update every 6 weeks, and Percento every 4 days. Most recently, Checkbook was updated on November 1, 2026 and Percento on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*