# Checkbook vs CashTrace

The clearest difference is rating: CashTrace at 4.9 against Checkbook's 4.3. CashTrace also leads on monetization model (freemium vs subscription) and ads (none vs shown). Checkbook's advantage is ratings volume (14K vs 35) and chart position (#141 vs unranked). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and CashTrace sells 6 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

CashTrace holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 35, so its average is the more settled of the two. Written reviews split almost evenly too, at 56% and 56% positive.

Checkbook ships an update every 6 weeks, CashTrace every 10 days. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Checkbook | CashTrace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.9 (35 ratings)](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814/reviews)** |
| Number of ratings | **14K** | 35 |
| Positive reviews | **55.9% of reviews** | 55.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Subscription | **Freemium** |
| Best chart rank | **#141** | — |
| Size | 122 MB | 26 MB |
| Requires iOS | **13.0** | 26.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +12 |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [Boris Gutic](https://appshunter.io/developer/1181888380) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #141 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### CashTrace

[App page](https://appshunter.io/ios/app/cashtrace-checkbook-ledger/id1507393814)

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

**Highlights:** Log expenses and income quickly, Track daily, weekly, and monthly spending, Visualize budget with charts and insights, Add recurring transactions, Import data via CSV, Organize spending with custom categories, Private iCloud sync

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashTrace Pro | $1.49 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $1.99 | per month |
| CashTrace Pro | $8.99 | per year |
| CashTrace Pro | $12.99 | per year |
| CashTrace Pro | $12.99 | per year |


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is CashTrace free?

CashTrace is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or CashTrace?

CashTrace is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while CashTrace averages 4.9 from 35 ratings.

### Do Checkbook or CashTrace have ads?

Checkbook shows ads; CashTrace does not.

### Which is updated more often, Checkbook or CashTrace?

Checkbook ships an update every 6 weeks, and CashTrace every 10 days. Most recently, Checkbook was updated on November 10, 2026 and CashTrace on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*