# Checkbook vs Nudget

The clearest difference is monetization model: Nudget at free with in-app purchases against Checkbook's subscription. Nudget also leads on ads (none vs shown) and update cadence (weekly vs every 6 weeks). Checkbook's advantage is ratings volume (14K vs 378) and chart position (#161 vs unranked). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Nudget holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 378, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 69% of Nudget's.

Checkbook ships an update every 6 weeks, Nudget weekly. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Checkbook | Nudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.5 (378 ratings)](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257/reviews)** |
| Number of ratings | **14K** | 378 |
| Positive reviews | 55.5% of reviews | **69.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Subscription | **Free with in-app purchases** |
| Best chart rank | **#161** | — |
| Size | 122 MB | 73 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [Sawyer Blatz](https://appshunter.io/developer/797283126) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #161 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Nudget

[App page](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257)

This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

**Highlights:** Quick expense entry, Spending insights and analysis, Recurring expense management, iCloud sync, Home screen widgets, Customizable app icons, Siri support

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nudget Pro (Monthly) | $1.99 | per month |
| Nudget Pro (Yearly) | $9.99 | per year |
| Kind Tip | $1.99 | one-time |
| Generous Tip | $4.99 | one-time |
| Superfan Tip | $9.99 | one-time |

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive UI
- 💡 Customizable tags and categories
- 🔒 Respects user privacy
- 🎨 Beautiful design and widgets

**What reviewers complain about**

- 🐛 Bugs and glitches (e.g. crashes, sync issues)
- 🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
- ⏱️ Difficulty editing past transactions and budgets
- 💰 Subscription model for some features

**Reported bugs**

- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected

**Requested features**

- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Nudget free?

Nudget is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or Nudget?

Nudget is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Nudget averages 4.5 from 378 ratings.

### Do Checkbook or Nudget have ads?

Checkbook shows ads; Nudget does not.

### Which is updated more often, Checkbook or Nudget?

Checkbook ships an update every 6 weeks, and Nudget weekly. Most recently, Checkbook was updated on September 24, 2026 and Nudget on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*