# Checkbook vs Accounts 3 Checkbook

The clearest difference is price: Checkbook at Free against Accounts 3 Checkbook's $4.99. Checkbook also leads on ratings volume (14K vs 3.2K) and iOS requirement (13.0 vs 26.0). Accounts 3 Checkbook's advantage is in-app purchases (none vs 5) and ads (none vs shown). On review sentiment and device support there is nothing between them.

Checkbook is free to download; Accounts 3 Checkbook costs $4.99 up front. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Accounts 3 Checkbook asks for nothing beyond the download.

Accounts 3 Checkbook holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 14K and 3.2K respectively. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 63% of Accounts 3 Checkbook's.

Checkbook ships an update every 6 weeks, Accounts 3 Checkbook every 2 weeks. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Checkbook | Accounts 3 Checkbook |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.5 (3.2K ratings)](https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535/reviews)** |
| Number of ratings | **14K** | 3.2K |
| Positive reviews | 55.9% of reviews | **63.4% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Subscription | **Paid** |
| Best chart rank | #136 | **#17** |
| Size | 122 MB | 10 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #136 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Accounts 3 Checkbook

[App page](https://appshunter.io/ios/app/accounts-3-checkbook/id1638551535)

**Currently charting:** #17 Top Paid · Finance (US App Store)

Manage your personal finances with this intuitive checkbook replacement app. Track daily spending, schedule transactions, capture receipts, and generate reports. Offers secure login, cloud syncing, and data export options for comprehensive financial oversight.

**Highlights:** Touch and Face ID support, iCloud data syncing, Photo receipt capture, Recurring and split transactions, Graphs and reports, CSV, QIF, HTML export, AirPrint support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Helpful features
- 🔒 Secure data storage
- 💡 Recurring transactions
- 🚀 Smooth syncing between devices

**What reviewers complain about**

- 🐛 Sync issues
- 🐛 Incorrect transaction recording
- 🐛 Crashing and freezing
- 💡 Limited customization options
- 🔒 Lack of customer support

**Reported bugs**

- Sync issues between devices
- Incorrect transaction recording
- Crashing and freezing
- Inability to change time of recurring transactions

**Requested features**

- Ability to view future recurring transactions
- Option to duplicate transactions
- Customizable report generation
- Improved syncing between multiple devices
- Direct contact with developer for support


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Accounts 3 Checkbook free?

Accounts 3 Checkbook costs $4.99, with no in-app purchases.

### Which has better reviews, Checkbook or Accounts 3 Checkbook?

Accounts 3 Checkbook is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Accounts 3 Checkbook averages 4.5 from 3.2K ratings.

### Do Checkbook or Accounts 3 Checkbook have ads?

Checkbook shows ads; Accounts 3 Checkbook does not.

### Which is updated more often, Checkbook or Accounts 3 Checkbook?

Checkbook ships an update every 6 weeks, and Accounts 3 Checkbook every 2 weeks. Most recently, Checkbook was updated on November 11, 2026 and Accounts 3 Checkbook on November 7, 2026.

### Which is more popular, Checkbook or Accounts 3 Checkbook?

Checkbook currently peaks at #136 in the App Store charts, and Accounts 3 Checkbook at #17. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*