# Checkbook vs Accounts 3 Lite

The clearest difference is in-app purchases: Accounts 3 Lite at none against Checkbook's 5. Accounts 3 Lite also leads on ads (none vs shown) and rating (4.7 vs 4.3). Checkbook's advantage is ratings volume (14K vs 214) and chart position (#156 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Accounts 3 Lite asks for nothing beyond the download.

Accounts 3 Lite holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 214, so its average is the more settled of the two. Written reviews complicate that: 56% of Checkbook's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

Checkbook ships an update every 6 weeks, Accounts 3 Lite every 3 weeks. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Checkbook | Accounts 3 Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.7 (214 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** |
| Number of ratings | **14K** | 214 |
| Positive reviews | **55.5% of reviews** | 46.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Subscription | **Free** |
| Best chart rank | **#156** | — |
| Size | 122 MB | 11 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #156 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Which has better reviews, Checkbook or Accounts 3 Lite?

Accounts 3 Lite is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Accounts 3 Lite averages 4.7 from 214 ratings.

### Do Checkbook or Accounts 3 Lite have ads?

Checkbook shows ads; Accounts 3 Lite does not.

### Which is updated more often, Checkbook or Accounts 3 Lite?

Checkbook ships an update every 6 weeks, and Accounts 3 Lite every 3 weeks. Most recently, Checkbook was updated on September 26, 2026 and Accounts 3 Lite on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*