# Checkbook vs Allowance Tracker

The clearest difference is monetization model: Allowance Tracker at free with in-app purchases against Checkbook's subscription. Allowance Tracker also leads on ads (none vs shown) and update cadence (every 4 days vs every 6 weeks). Checkbook's advantage is ratings volume (14K vs 227) and chart position (#161 vs unranked). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Allowance Tracker sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for Checkbook against 4.4 for Allowance Tracker. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 227, so its average is the more settled of the two. Written reviews are what separate them: 56% of Checkbook's written reviews are positive against 47% of Allowance Tracker's.

Checkbook ships an update every 6 weeks, Allowance Tracker every 4 days. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Checkbook | Allowance Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.4 (227 ratings)](https://appshunter.io/ios/app/allowance-tracker/id6448274881/reviews)** |
| Number of ratings | **14K** | 227 |
| Positive reviews | **55.5% of reviews** | 47.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Subscription | **Free with in-app purchases** |
| Best chart rank | **#161** | — |
| Size | 122 MB | 11 MB |
| Requires iOS | **13.0** | 15 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [Oval Software Oy](https://appshunter.io/developer/1438258178) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #161 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Allowance Tracker

[App page](https://appshunter.io/ios/app/allowance-tracker/id6448274881)

This app helps parents easily track and manage their children's allowances and spending. It allows for adding allowance, deducting purchases, and viewing transaction history to teach financial responsibility and encourage saving.

**Highlights:** Track allowance easily, Deduct purchase amounts, View transaction history, Add child expenses, Promote savings, Customizable colors

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Allowance Tracker Subscription | $14.99 | per year |


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Allowance Tracker free?

Allowance Tracker is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or Allowance Tracker?

Allowance Tracker is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Allowance Tracker averages 4.4 from 227 ratings.

### Do Checkbook or Allowance Tracker have ads?

Checkbook shows ads; Allowance Tracker does not.

### Which is updated more often, Checkbook or Allowance Tracker?

Checkbook ships an update every 6 weeks, and Allowance Tracker every 4 days. Most recently, Checkbook was updated on September 26, 2026 and Allowance Tracker on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*