# Checkbook vs Balance My Checkbook

The clearest difference is monetization model: Balance My Checkbook at free with in-app purchases against Checkbook's subscription. Balance My Checkbook also leads on rating (4.7 vs 4.3) and review sentiment (73% vs 56%). Checkbook's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Balance My Checkbook holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 14K and 5.2K respectively. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 73% of Balance My Checkbook's.

Checkbook ships an update every 6 weeks, Balance My Checkbook every 3 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Checkbook | Balance My Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[4.7 (5.2K ratings)](https://appshunter.io/ios/app/balance-my-checkbook/id659063449/reviews)** |
| Number of ratings | **14K** | 5.2K |
| Positive reviews | 55.9% of reviews | **73.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Subscription | **Free with in-app purchases** |
| Best chart rank | #135 | **#96** |
| Size | 122 MB | 23 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [LingsDesigns](https://appshunter.io/developer/516942489) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #135 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### Balance My Checkbook

[App page](https://appshunter.io/ios/app/balance-my-checkbook/id659063449)

**Currently charting:** #96 Top Grossing · Finance (US App Store)

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

**Highlights:** Auto-complete transactions, Schedule recurring transactions, Sync data between users and devices, Track cleared transactions, Export data and balance, Customizable transaction types

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium, 1 device | $0.99 | per month |
| Premium with Backup, 1 device | $1.99 | per month |
| Premium with Sync, 4 devices | $4.99 | per month |
| Premium with Backup, 1 device | $22.99 | per year |
| Premium with Sync, 4 devices | $57.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Helpful for tracking spending and preventing overdrafts
- 🚀 Efficient for quick entry of transactions
- 🔒 Secure way to manage finances
- 👍 Organized and clear design

**What reviewers complain about**

- 🐛 Occasional math errors in balance calculations
- 🐛 Syncing issues between devices
- 🔒 Concerns about security and potential scams
- 💰 Subscription model too expensive for some users
- 🐛 Bugs and crashes after recent updates

**Reported bugs**

- Calendar not working properly after recent update
- Recurring transactions not updating correctly
- Incorrect balance displayed after deleting entries
- App crashing when entering new transactions

**Requested features**

- Ability to transfer funds between accounts in one step
- Automatic backup and data recovery options
- Landscape mode support for tablets
- More flexible recurring transaction scheduling
- Improved search and sorting functionality


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is Balance My Checkbook free?

Balance My Checkbook is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or Balance My Checkbook?

Balance My Checkbook is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Balance My Checkbook averages 4.7 from 5.2K ratings.

### Do Checkbook or Balance My Checkbook have ads?

Both Checkbook and Balance My Checkbook show ads.

### Which is updated more often, Checkbook or Balance My Checkbook?

Checkbook ships an update every 6 weeks, and Balance My Checkbook every 3 weeks. Most recently, Checkbook was updated on November 10, 2026 and Balance My Checkbook on November 6, 2026.

### Which is more popular, Checkbook or Balance My Checkbook?

Checkbook currently peaks at #135 in the App Store charts, and Balance My Checkbook at #96. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*