# Checkbook vs 1099 Book Keeper

The clearest difference is rating: 1099 Book Keeper at 5.0 against Checkbook's 4.3. 1099 Book Keeper also leads on monetization model (freemium vs subscription) and ads (none vs shown). Checkbook's advantage is ratings volume (14K vs 1) and chart position (#148 vs unranked). On price and in-app purchases there is nothing between them.

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and 1099 Book Keeper sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

1099 Book Keeper holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 1, so its average is the more settled of the two.

Checkbook ships an update every 6 weeks, 1099 Book Keeper daily. The most recent releases landed on October 31, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Checkbook | 1099 Book Keeper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (14K ratings)](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/1099-book-keeper/id6761557529/reviews)** |
| Number of ratings | **14K** | 1 |
| Positive reviews | 55.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Daily** |
| Monetization | Subscription | **Freemium** |
| Best chart rank | **#148** | — |
| Size | 122 MB | 16 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [David Ford](https://appshunter.io/developer/1890274273) |

## What reviewers say

### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-account-tracker/id484000695)

**Currently charting:** #148 Top Grossing · Finance (US App Store)

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

**Highlights:** Multiple account tracking, Recurring transaction saving, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view of transactions, Reports and charts for expenses/income, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 1 Month | $0.99 | per month |
| Premium - 1 Year | $7.99 | per year |
| Premium - 1 Year | $8.99 | per year |
| Premium - 1 Year | $9.99 | per year |
| Upgrade to Checkbook Pro | $9.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 📊 Helpful charts and reports
- 🔄 Seamless sync across devices
- 🧮 Convenient built-in calculator
- 🗂️ Ability to manage multiple accounts

**What reviewers complain about**

- 🔍 Lacking advanced search/filtering
- 🔁 Recurring transactions issues
- 🔒 Concerns about data security
- 💰 Subscription model too expensive
- 📢 Intrusive ads in free version

**Reported bugs**

- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates

**Requested features**

- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation


### 1099 Book Keeper

[App page](https://appshunter.io/ios/app/1099-book-keeper/id6761557529)

Manage your freelance finances with this streamlined app. Track time, mileage, and expenses, and create invoices easily. Designed for side hustlers to stay organized and get paid faster without complex tools.

**Highlights:** Time tracking, Mileage tracking, Expense tracking, Invoice creation, Financial organization, Simplified management

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1099 Book Keeper Pro Monthly | $4.99 | per month |
| 1099 Book Keeper Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Is 1099 Book Keeper free?

1099 Book Keeper is free to download, with in-app purchases available.

### Which has better reviews, Checkbook or 1099 Book Keeper?

1099 Book Keeper is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while 1099 Book Keeper averages 5.0 from 1 ratings.

### Do Checkbook or 1099 Book Keeper have ads?

Checkbook shows ads; 1099 Book Keeper does not.

### Which is updated more often, Checkbook or 1099 Book Keeper?

Checkbook ships an update every 6 weeks, and 1099 Book Keeper daily. Most recently, Checkbook was updated on October 31, 2026 and 1099 Book Keeper on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*