# iSpending vs Budget Expense Tracker|Manager

The clearest difference is monetization model: iSpending at free with in-app purchases against Budget Expense Tracker|Manager's subscription. iSpending also leads on ratings volume (634 vs 148). Budget Expense Tracker|Manager's advantage is ads (none vs shown) and rating (4.8 vs 4.4). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget Expense Tracker|Manager sells 6 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Expense Tracker|Manager holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 634 and 148 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 84% of Budget Expense Tracker|Manager's.

iSpending ships an update every 6 months, Budget Expense Tracker|Manager every 6 weeks. Both last shipped on September 29, 2026.

## The numbers

| Metric | iSpending | Budget Expense Tracker|Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[4.8 (148 ratings)](https://appshunter.io/ios/app/budget-expense-trackermanager/id1186679692/reviews)** |
| Number of ratings | **634** | 148 |
| Positive reviews | 68.9% of reviews | **83.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 19 MB | 143 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [1C-RARUS TAS, MAS ULIYATI CHEKLANGAN JAMIYATI XORIJIY KORXONASI](https://appshunter.io/developer/1824195557) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Budget Expense Tracker|Manager

[App page](https://appshunter.io/ios/app/budget-expense-trackermanager/id1186679692)

Manage your personal finances with this comprehensive tool. Track income and expenses, create budgets, and monitor savings. Features include financial forecasting, loan management, multi-currency support, and secure data synchronization via Dropbox.

**Highlights:** Expense tracking, Budget creation, Financial goal setting, Expense reports and charts, Shared finance synchronization, Loan management, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full access for a month | $4.99 | per month |
| Full access for a year | $29.99 | per year |
| Yearly auto-renewing subscript | $29.99 | per year |
| Yearly subscription | $29.99 | per year |
| Yearly auto-renewing subscript | $29.99 | per year |
| Full access forever | $59.99 | one-time |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Budget Expense Tracker|Manager free?

Budget Expense Tracker|Manager is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Budget Expense Tracker|Manager?

Budget Expense Tracker|Manager is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Budget Expense Tracker|Manager averages 4.8 from 148 ratings.

### Do iSpending or Budget Expense Tracker|Manager have ads?

iSpending shows ads; Budget Expense Tracker|Manager does not.

### Which is updated more often, iSpending or Budget Expense Tracker|Manager?

iSpending ships an update every 6 months, and Budget Expense Tracker|Manager every 6 weeks. Most recently, iSpending was updated on September 29, 2026 and Budget Expense Tracker|Manager on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*