# iSpending vs iMoney

The clearest difference is rating: iMoney at 5.0 against iSpending's 4.4. iMoney also leads on in-app purchases (none vs 2) and ads (none vs shown). iSpending's advantage is ratings volume (634 vs 6). On price, update cadence and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. iMoney asks for nothing beyond the download.

iMoney holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 6, so its average is the more settled of the two.

iSpending ships an update every 6 months, iMoney every 4 months. The most recent releases landed on October 26, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | iSpending | iMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/imoney-money-manager/id1403777594/reviews)** |
| Number of ratings | **634** | 6 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 4 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 19 MB | 42 MB |
| Requires iOS | 12.0 | **10.2** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [ELSNER TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1097700858) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### iMoney

[App page](https://appshunter.io/ios/app/imoney-money-manager/id1403777594)

This personal finance app helps you create a home budget, track expenses, and manage bills. It offers real-time financial insights, flexible tracking periods, and multiple account management for better financial control.

**Highlights:** Intuitive user interface, Fast expense entry, Multi-language support, Flexible time period tracking, Summary view of finances, Log expense and income, Multiple account management, Editable categories

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is iMoney free?

iMoney is free to download, with no in-app purchases.

### Which has better reviews, iSpending or iMoney?

iMoney is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while iMoney averages 5.0 from 6 ratings.

### Do iSpending or iMoney have ads?

iSpending shows ads; iMoney does not.

### Which is updated more often, iSpending or iMoney?

iSpending ships an update every 6 months, and iMoney every 4 months. Most recently, iSpending was updated on October 26, 2026 and iMoney on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*