# iSpending vs Expenses and Income Tracker

The clearest difference is monetization model: iSpending at free with in-app purchases against Expenses and Income Tracker's subscription. iSpending also leads on review sentiment (69% vs 43%) and rating (4.4 vs 4.1). Expenses and Income Tracker's advantage is ads (none vs shown) and update cadence (every 2 months vs every 6 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expenses and Income Tracker sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

iSpending holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 43% of Expenses and Income Tracker's.

iSpending ships an update every 6 months, Expenses and Income Tracker every 2 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | iSpending | Expenses and Income Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | [4.1 (36 ratings)](https://appshunter.io/ios/app/expenses-and-income-tracker/id1427541758/reviews) |
| Number of ratings | **634** | 36 |
| Positive reviews | **68.9% of reviews** | 43.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 19 MB | 104 MB |
| Requires iOS | 12.0 | **8.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [1C-RARUS TAS, MAS ULIYATI CHEKLANGAN JAMIYATI XORIJIY KORXONASI](https://appshunter.io/developer/1824195557) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Expenses and Income Tracker

[App page](https://appshunter.io/ios/app/expenses-and-income-tracker/id1427541758)

Easily track your income and expenses with detailed reports and charts. Securely synchronize your financial data across devices using your personal Dropbox account for shared management and automatic daily backups.

**Highlights:** Income and expense tracking, Over 10 report and chart types, Secure Dropbox synchronization, Shared finance management, Automatic daily backups, Data privacy

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly auto-renewing subscript | $14.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Expenses and Income Tracker free?

Expenses and Income Tracker is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Expenses and Income Tracker?

iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Expenses and Income Tracker averages 4.1 from 36 ratings.

### Do iSpending or Expenses and Income Tracker have ads?

iSpending shows ads; Expenses and Income Tracker does not.

### Which is updated more often, iSpending or Expenses and Income Tracker?

iSpending ships an update every 6 months, and Expenses and Income Tracker every 2 months. Most recently, iSpending was updated on November 6, 2026 and Expenses and Income Tracker on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*