# iSpending vs Personal Spending Tracker

The clearest difference is in-app purchases: Personal Spending Tracker at none against iSpending's 2. Personal Spending Tracker also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 4). On price, rating, review sentiment and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Personal Spending Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.4 for iSpending against 4.3 for Personal Spending Tracker. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 69% of iSpending's written reviews are positive against 67% of Personal Spending Tracker's.

iSpending ships an update every 6 months, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | iSpending | Personal Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334/reviews) |
| Number of ratings | **634** | 4 |
| Positive reviews | **68.9% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 19 MB | 87 MB |
| Requires iOS | 12.0 | **10.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Christina Bharara](https://appshunter.io/developer/325350531) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Personal Spending Tracker

[App page](https://appshunter.io/ios/app/personal-spending-tracker/id1539348334)

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

**Highlights:** Track spending easily, View spending trends and reports, Create custom spending categories, Add images to expenses, Edit expenses and reassign categories, See spending by category and time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Personal Spending Tracker free?

Personal Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, iSpending or Personal Spending Tracker?

iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.

### Do iSpending or Personal Spending Tracker have ads?

iSpending shows ads; Personal Spending Tracker does not.

### Which is updated more often, iSpending or Personal Spending Tracker?

iSpending ships an update every 6 months, and Personal Spending Tracker every 3 weeks. Most recently, iSpending was updated on October 20, 2026 and Personal Spending Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*