# iSpending vs Small Business Accounting

The clearest difference is ads: Small Business Accounting at none against iSpending's shown. Small Business Accounting also leads on update cadence (every 6 weeks vs every 6 months) and rating (4.7 vs 4.4). iSpending's advantage is review sentiment (69% vs 58%) and iOS requirement (12.0 vs 18.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Small Business Accounting sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Small Business Accounting holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 634 and 550 respectively. Written reviews complicate that: 69% of iSpending's written reviews are positive against 58% of Small Business Accounting's, so the app with the better star average is not the one people write more warmly about.

iSpending ships an update every 6 months, Small Business Accounting every 6 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | iSpending | Small Business Accounting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[4.7 (550 ratings)](https://appshunter.io/ios/app/small-business-accounting/id1550552151/reviews)** |
| Number of ratings | **634** | 550 |
| Positive reviews | **68.9% of reviews** | 58.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 19 MB | 3 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Monelyze Inc.](https://appshunter.io/developer/1086641918) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Small Business Accounting

[App page](https://appshunter.io/ios/app/small-business-accounting/id1550552151)

This app simplifies bookkeeping for self-employed individuals and freelancers. It offers an easy-to-use interface without requiring registration, with data syncing across Apple devices. Ideal for first-time tax filers seeking affordable accounting solutions.

**Highlights:** No registration or login required, Cross-device compatibility (iPhone, iPad, Mac), Affordable pricing, CSV data export, Device and iCloud data storage, Unlimited transaction entries (premium), iCloud data sync and backup (premium)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Service - Monthly | $5.99 | per month |
| Premium Service - Yearly | $49.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and intuitive interface
- 👍 Helpful for small businesses
- 👍 Good for personal finance
- 🚀 Efficient for basic accounting needs

**What reviewers complain about**

- 🐛 Occasional crashes or freezes
- 🔧 Limited functionality compared to other accounting apps
- 💰 Paid version may be too expensive for some users
- 🔍 Lack of detailed reporting and analytics
- 📁 Issues with data sync and backup

**Reported bugs**

- Syncing issues between devices
- Transactions not displaying correctly
- Unexpected app crashes or freezes
- Incorrect data entry or calculation errors

**Requested features**

- Add recurring transaction option
- Ability to attach receipts and invoices
- Support for multiple currencies
- More detailed financial reporting
- Improved data export and integration options


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Small Business Accounting free?

Small Business Accounting is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Small Business Accounting?

Small Business Accounting is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Small Business Accounting averages 4.7 from 550 ratings.

### Do iSpending or Small Business Accounting have ads?

iSpending shows ads; Small Business Accounting does not.

### Which is updated more often, iSpending or Small Business Accounting?

iSpending ships an update every 6 months, and Small Business Accounting every 6 weeks. Most recently, iSpending was updated on November 6, 2026 and Small Business Accounting on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*