# iSpending vs XpenseTracker Pro

The clearest difference is ads: XpenseTracker Pro at none against iSpending's shown. XpenseTracker Pro also leads on update cadence (every 4 weeks vs every 6 months) and rating (4.7 vs 4.4). iSpending's advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and XpenseTracker Pro sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

XpenseTracker Pro holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 634 and 696 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 77% of XpenseTracker Pro's.

iSpending ships an update every 6 months, XpenseTracker Pro every 4 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | iSpending | XpenseTracker Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[4.7 (696 ratings)](https://appshunter.io/ios/app/xpensetracker-pro/id1562873528/reviews)** |
| Number of ratings | 634 | **696** |
| Positive reviews | 68.9% of reviews | **76.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 4 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | — | **#121** |
| Size | 19 MB | 62 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Silverware Software, LLC](https://appshunter.io/developer/284918924) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### XpenseTracker Pro

[App page](https://appshunter.io/ios/app/xpensetracker-pro/id1562873528)

**Currently charting:** #121 Top Grossing · Finance (US App Store)

Track mileage and expenses with a powerful, user-friendly app. Customize categories, payment types, and fields to suit your needs. Includes easy mileage tracking with GPS and receipt photo capture. Export reports in various formats.

**Highlights:** Expense and mileage tracking, Customizable categories and fields, Receipt photo capture, GPS mileage tracking, Exportable reports (CSV, PDF, IIF), Multi-currency support, Data backup to iCloud

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Usage | $2.99 | per month |
| Unlimited Usage PLUS AutoTrack | $3.99 | per month |
| Low Usage-25 scans per mo. | $8.99 | per month |
| Moderate Usage-50 scans per mo | $12.99 | per month |
| High Usage-100 scans per mo | $19.99 | per month |
| Unlimited Usage | $32.99 | per year |
| Unlimited Usage PLUS AutoTrack | $43.99 | per year |
| Up to 10 additional scans. | $3.99 | one-time |

**What reviewers like**

- 💻 Easy to use
- 💰 Practically free
- 🙌 Excellent for expense tracking
- 🗓️ Simplifies tax season
- 🔍 Intuitive and customizable

**What reviewers complain about**

- 💰 Subscription model too expensive
- 🐛 Sync and data loss issues
- 🔒 Unclear subscription terms
- 🚫 Limitations on free version
- 🤔 Confusing upgrade process

**Reported bugs**

- Inability to edit decimal points in mileage
- Subscription issues causing inability to add new entries
- Data loss and inability to restore backups

**Requested features**

- Recurring expense management
- Advanced reporting and analytics
- Automatic mileage tracking
- Integration with accounting software
- Dark mode and UI customization


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is XpenseTracker Pro free?

XpenseTracker Pro is free to download, with in-app purchases available.

### Which has better reviews, iSpending or XpenseTracker Pro?

XpenseTracker Pro is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while XpenseTracker Pro averages 4.7 from 696 ratings.

### Do iSpending or XpenseTracker Pro have ads?

iSpending shows ads; XpenseTracker Pro does not.

### Which is updated more often, iSpending or XpenseTracker Pro?

iSpending ships an update every 6 months, and XpenseTracker Pro every 4 weeks. Most recently, iSpending was updated on October 15, 2026 and XpenseTracker Pro on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*