# iSpending vs Budget

The clearest difference is in-app purchases: Budget at none against iSpending's 2. Budget also leads on rating (4.9 vs 4.4) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 166). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Budget asks for nothing beyond the download.

Budget holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 634 and 166 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 94% of Budget's.

iSpending ships an update every 6 months, Budget every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | iSpending | Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[4.9 (166 ratings)](https://appshunter.io/ios/app/budget-expense-tracker-money/id1584657093/reviews)** |
| Number of ratings | **634** | 166 |
| Positive reviews | 68.9% of reviews | **94.5% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 116 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Orange Dog](https://appshunter.io/developer/1673134885) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Budget

[App page](https://appshunter.io/ios/app/budget-expense-tracker-money/id1584657093)

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

**Highlights:** Intuitive expense and revenue tracking, Recurring payment reminders, All accounts in one place, Visual spending and income reports, Customizable budget planning, Secure passcode and biometric lock, Multicurrency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Budget free?

Budget is free to download, with no in-app purchases.

### Which has better reviews, iSpending or Budget?

Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Budget averages 4.9 from 166 ratings.

### Do iSpending or Budget have ads?

Both iSpending and Budget show ads.

### Which is updated more often, iSpending or Budget?

iSpending ships an update every 6 months, and Budget every 3 weeks. Most recently, iSpending was updated on November 6, 2026 and Budget on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*