# iSpending vs Money+ Expense Tracker

The clearest difference is review sentiment: iSpending at 69% against Money+ Expense Tracker's 0%. Money+ Expense Tracker's advantage is in-app purchases (none vs 2) and update cadence (weekly vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Money+ Expense Tracker asks for nothing beyond the download.

iSpending ships an update every 6 months, Money+ Expense Tracker weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | iSpending | Money+ Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | **68.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Weekly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 19 MB | 12 MB |
| Requires iOS | **12.0** | 13.4 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Alexandr Lobanov](https://appshunter.io/developer/448738599) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Money+ Expense Tracker

[App page](https://appshunter.io/ios/app/money-plus-expense-tracker/id1638070430)

Easily track your daily expenses and manage your budget with this intuitive finance organizer. Quickly log purchases, bills, and spending in just one click to stay on top of your finances.

**Highlights:** Expense tracking, Budget management, Quick entry, Daily spending log, Finance organizer

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Money+ Expense Tracker free?

Money+ Expense Tracker is free to download, with no in-app purchases.

### Do iSpending or Money+ Expense Tracker have ads?

Both iSpending and Money+ Expense Tracker show ads.

### Which is updated more often, iSpending or Money+ Expense Tracker?

iSpending ships an update every 6 months, and Money+ Expense Tracker weekly. Most recently, iSpending was updated on November 6, 2026 and Money+ Expense Tracker on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*