# iSpending vs Money Manager Expense & Budget

The clearest difference is update cadence: Money Manager Expense & Budget at every 11 days against iSpending's every 6 months. Money Manager Expense & Budget also leads on rating (4.8 vs 4.4) and review sentiment (93% vs 69%). iSpending's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Money Manager Expense & Budget sells 2 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.

Money Manager Expense & Budget holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Money Manager Expense & Budget has 20K ratings behind it against 634, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 93% of Money Manager Expense & Budget's.

iSpending ships an update every 6 months, Money Manager Expense & Budget every 11 days. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | iSpending | Money Manager Expense & Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[4.8 (20K ratings)](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810/reviews)** |
| Number of ratings | 634 | **20K** |
| Positive reviews | 68.9% of reviews | **93.1% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 11 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 81 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Realbyte Inc.](https://appshunter.io/developer/560481813) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Money Manager Expense & Budget

[App page](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810)

Effortlessly manage your personal finances with this app. Track expenses, create budgets, and view spending habits through insightful charts and statistics. Offers PC management and automatic double-entry bookkeeping for efficient household account management.

**Highlights:** Expense and income tracking, Budget planning, Graphical spending analysis, PC management via Wi-Fi, Credit/Debit card management, Automatic double-entry bookkeeping, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $2.49 | per month |
| 1 Year Subscription | $19.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful statistics and charts
- 💰 Effective for managing finances
- 🗓️ Convenient calendar view
- 🔍 Detailed expense tracking

**What reviewers complain about**

- 🐛 Recurring transactions not working properly
- 🔀 Difficulty changing main currency without losing data
- 🔒 Lack of multi-user/device sync capability
- 💬 No option to add notes or comments
- 📤 Inability to export data

**Reported bugs**

- Slow performance when adding old transactions
- Inconsistent behavior of repeat expense feature
- Ads reappearing after being removed

**Requested features**

- Ability to split transactions across categories
- Option to set percentage-based budgets
- Integration with bank accounts for automatic syncing
- Customizable color themes
- Family/shared account functionality


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Money Manager Expense & Budget free?

Money Manager Expense & Budget is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Money Manager Expense & Budget?

Money Manager Expense & Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Money Manager Expense & Budget averages 4.8 from 20K ratings.

### Do iSpending or Money Manager Expense & Budget have ads?

Both iSpending and Money Manager Expense & Budget show ads.

### Which is updated more often, iSpending or Money Manager Expense & Budget?

iSpending ships an update every 6 months, and Money Manager Expense & Budget every 11 days. Most recently, iSpending was updated on November 10, 2026 and Money Manager Expense & Budget on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*