# iSpending vs Monthly Expenses Tracker

The clearest difference is ads: Monthly Expenses Tracker at none against iSpending's shown. Monthly Expenses Tracker also leads on update cadence (weekly vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 15.3). On price, in-app purchases and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monthly Expenses Tracker sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

iSpending ships an update every 6 months, Monthly Expenses Tracker weekly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | iSpending | Monthly Expenses Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 19 MB | 8 MB |
| Requires iOS | **12.0** | 15.3 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [ROMAN SAFRONOV](https://appshunter.io/developer/573018413) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Monthly Expenses Tracker

[App page](https://appshunter.io/ios/app/monthly-expenses-tracker/id6451244508)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Tracker Pro | $4.99 | per month |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Monthly Expenses Tracker free?

Monthly Expenses Tracker is free to download, with in-app purchases available.

### Do iSpending or Monthly Expenses Tracker have ads?

iSpending shows ads; Monthly Expenses Tracker does not.

### Which is updated more often, iSpending or Monthly Expenses Tracker?

iSpending ships an update every 6 months, and Monthly Expenses Tracker weekly. Most recently, iSpending was updated on September 26, 2026 and Monthly Expenses Tracker on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*