# iSpending vs ExpenseTracking

The clearest difference is rating: ExpenseTracking at 5.0 against iSpending's 4.4. ExpenseTracking also leads on monetization model (ad-supported vs free with in-app purchases) and review sentiment (78% vs 69%). iSpending's advantage is ratings volume (634 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and ExpenseTracking sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ExpenseTracking holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 78% of ExpenseTracking's.

Both ship on a similar rhythm, roughly every 6 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | iSpending | ExpenseTracking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/expensetracking-very-simple/id6497714175/reviews)** |
| Number of ratings | **634** | 3 |
| Positive reviews | 68.9% of reviews | **77.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | Every 6 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 19 MB | 54 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Shibapp LLC](https://appshunter.io/developer/852300851) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### ExpenseTracking

[App page](https://appshunter.io/ios/app/expensetracking-very-simple/id6497714175)

This app helps you track your expenses by category, allowing you to see where your money is going. It distinguishes between past and future spending, and you can manage recurring costs and subscriptions. Statistics are available for weekly, monthly, and yearly overviews.

**Highlights:** Record expenses by category, View past and future spending, Manage fixed expenses and subscriptions, Category-based statistics, Weekly, monthly, and yearly views, Customizable categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is ExpenseTracking free?

ExpenseTracking is free to download, with in-app purchases available.

### Which has better reviews, iSpending or ExpenseTracking?

ExpenseTracking is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while ExpenseTracking averages 5.0 from 3 ratings.

### Do iSpending or ExpenseTracking have ads?

Both iSpending and ExpenseTracking show ads.

### Which is updated more often, iSpending or ExpenseTracking?

iSpending ships an update every 6 months, and ExpenseTracking every 6 months. Most recently, iSpending was updated on November 1, 2026 and ExpenseTracking on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
