# iSpending vs Flexi Expense Tracker

The clearest difference is rating: Flexi Expense Tracker at 5.0 against iSpending's 4.4. Flexi Expense Tracker also leads on update cadence (every 2 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 2) and iOS requirement (12.0 vs 16.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Flexi Expense Tracker sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Flexi Expense Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 2, so its average is the more settled of the two.

iSpending ships an update every 6 months, Flexi Expense Tracker every 2 weeks. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | iSpending | Flexi Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flexi-expense-tracker-budget/id654782654/reviews)** |
| Number of ratings | **634** | 2 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 18 MB |
| Requires iOS | **12.0** | 16.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Swetha MB](https://appshunter.io/developer/599426588) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Flexi Expense Tracker

[App page](https://appshunter.io/ios/app/flexi-expense-tracker-budget/id654782654)

Manage your finances privately and securely without connecting bank accounts. Track expenses, set budgets, monitor assets, and view detailed analytics. Ideal for personal budgeting, freelancers, families, and travelers.

**Highlights:** Offline expense and income tracking, Visual budget planning by category, Asset monitoring (property, stocks, crypto), Fast transaction entry with details, Flexible group management, Recurring transaction reminders, Multi-currency support, Spreadsheet export (CSV)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Expense Income Recording | $0.99 | per month |
| Unlock all expense Income tracking | $4.99 | per 6 months |
| Unlock all expense Income tracking | $7.99 | per year |
| AdFree & Access all functions of App | $9.99 | one-time |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Flexi Expense Tracker free?

Flexi Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Flexi Expense Tracker?

Flexi Expense Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Flexi Expense Tracker averages 5.0 from 2 ratings.

### Do iSpending or Flexi Expense Tracker have ads?

Both iSpending and Flexi Expense Tracker show ads.

### Which is updated more often, iSpending or Flexi Expense Tracker?

iSpending ships an update every 6 months, and Flexi Expense Tracker every 2 weeks. Most recently, iSpending was updated on September 23, 2026 and Flexi Expense Tracker on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*