# iSpending vs BudgetKit

The clearest difference is update cadence: BudgetKit at every 2 weeks against iSpending's every 6 months. BudgetKit also leads on review sentiment (88% vs 69%). iSpending's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and BudgetKit sells 6 in-app purchases, starting at $0.79 per month. Whichever you choose, the download price is not the number that matters.

iSpending ships an update every 6 months, BudgetKit every 2 weeks. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | iSpending | BudgetKit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | 68.9% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 35 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [FAZIL BUTEV](https://appshunter.io/developer/1728646957) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### BudgetKit

[App page](https://appshunter.io/ios/app/budgetkitbudget-planner-bills/id6550914718)

Manage your finances with a smart budget planner and real-time spending tracker. See where your money goes, crush bills, and grow savings with automated insights and goal setting.

**Highlights:** Smart budget planner, Live expense tracker, Bill and subscription guard, Savings goals, Powerful reports, Private and secure

**Features:** macOS Compatibility

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $0.79 | per month |
| Monthly Access | $0.99 | per month |
| 6-Month Plan | $2.99 | per 6 months |
| All Access | $4.99 | per 6 months |
| Annual Plan | $6.99 | per year |
| All Access | $9.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is BudgetKit free?

BudgetKit is free to download, with in-app purchases available.

### Do iSpending or BudgetKit have ads?

Both iSpending and BudgetKit show ads.

### Which is updated more often, iSpending or BudgetKit?

iSpending ships an update every 6 months, and BudgetKit every 2 weeks. Most recently, iSpending was updated on October 23, 2026 and BudgetKit on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*