# iSpending vs Spend Tracker

The clearest difference is rating: Spend Tracker at 5.0 against iSpending's 4.4. Spend Tracker also leads on in-app purchases (none vs 2) and ads (none vs shown). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 16.0). On price and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Spend Tracker asks for nothing beyond the download.

Spend Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

iSpending ships an update every 6 months, Spend Tracker fortnightly. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | iSpending | Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spend-tracker-easy-expense/id6740063444/reviews)** |
| Number of ratings | **634** | 1 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 19 MB | 36 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [FusionX Tech LLC](https://appshunter.io/developer/1773335201) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Spend Tracker

[App page](https://appshunter.io/ios/app/spend-tracker-easy-expense/id6740063444)

Manage your finances effortlessly with this intuitive expense tracker. It securely connects to your bank accounts and encrypts all your data locally on your device, ensuring your privacy. Start tracking your spending immediately without any account registration.

**Highlights:** Bank account connection, Secure data encryption, Local data storage, No account registration, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Spend Tracker free?

Spend Tracker is free to download, with no in-app purchases.

### Which has better reviews, iSpending or Spend Tracker?

Spend Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Spend Tracker averages 5.0 from 1 ratings.

### Do iSpending or Spend Tracker have ads?

iSpending shows ads; Spend Tracker does not.

### Which is updated more often, iSpending or Spend Tracker?

iSpending ships an update every 6 months, and Spend Tracker fortnightly. Most recently, iSpending was updated on September 26, 2026 and Spend Tracker on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*