# iSpending vs Budget Tracker

The clearest difference is review sentiment: iSpending at 69% against Budget Tracker's 0%. iSpending also leads on iOS requirement (12.0 vs 17.6). Budget Tracker's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget Tracker sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

iSpending ships an update every 6 months, Budget Tracker every 3 weeks. The most recent releases landed on October 23, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | iSpending | Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | **68.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 31 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [hasan dogan](https://appshunter.io/developer/1784297920) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-expense/id6740073896)

This AI-powered financial assistant helps you track expenses, manage budgets, and achieve financial goals. It offers automatic receipt scanning, smart categorization, and predictive budgeting to help you save money and gain control of your finances.

**Highlights:** AI receipt scanning, Smart expense categorization, Predictive budgeting, Customizable spending limits, Bank statement import, Financial goal setting, Family budget sharing

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bir haftalık Premium | $0.99 | per 7 days |
| Bir Aylık Premium | $3.99 | per month |
| Yıllık Premium Avantajı | $19.99 | per year |
| Yıllık Kullanım Pro ücreti | $24.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Do iSpending or Budget Tracker have ads?

iSpending shows ads; Budget Tracker does not.

### Which is updated more often, iSpending or Budget Tracker?

iSpending ships an update every 6 months, and Budget Tracker every 3 weeks. Most recently, iSpending was updated on October 23, 2026 and Budget Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*