# iSpending vs Monthly Expenses Tracker Plus

The clearest difference is rating: Monthly Expenses Tracker Plus at 5.0 against iSpending's 4.4. Monthly Expenses Tracker Plus also leads on ads (none vs shown) and update cadence (every 3 months vs every 6 months). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 17.5). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monthly Expenses Tracker Plus sells 3 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Monthly Expenses Tracker Plus holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

iSpending ships an update every 6 months, Monthly Expenses Tracker Plus every 3 months. The most recent releases landed on September 26, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | iSpending | Monthly Expenses Tracker Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monthly-expenses-tracker-plus/id6741706638/reviews)** |
| Number of ratings | **634** | 1 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 17 MB |
| Requires iOS | **12.0** | 17.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Bart Jacobs](https://appshunter.io/developer/409409242) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Monthly Expenses Tracker Plus

[App page](https://appshunter.io/ios/app/monthly-expenses-tracker-plus/id6741706638)

Easily manage your money with this straightforward expense tracker. Log spending, scan receipts, and set budgets with visual feedback. Designed for simplicity and privacy, it helps you stay on top of your finances without complexity.

**Highlights:** Receipt scanning for quick expense tracking, Quick expense logging, Clean dashboard with spending insights, Customizable categories with color-coding, Weekly, monthly, and yearly budget targets, Visual budget progress meters, Dark mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Premium | $3.99 | per 7 days |
| Expenses Premium | $4.99 | per month |
| Expenses Premium | $29.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Monthly Expenses Tracker Plus free?

Monthly Expenses Tracker Plus is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Monthly Expenses Tracker Plus?

Monthly Expenses Tracker Plus is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Monthly Expenses Tracker Plus averages 5.0 from 1 ratings.

### Do iSpending or Monthly Expenses Tracker Plus have ads?

iSpending shows ads; Monthly Expenses Tracker Plus does not.

### Which is updated more often, iSpending or Monthly Expenses Tracker Plus?

iSpending ships an update every 6 months, and Monthly Expenses Tracker Plus every 3 months. Most recently, iSpending was updated on September 26, 2026 and Monthly Expenses Tracker Plus on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*