# iSpending vs Expense Tracker

The clearest difference is ads: Expense Tracker at none against iSpending's shown. Expense Tracker also leads on review sentiment (100% vs 69%) and update cadence (every 2 weeks vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 15.1). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

iSpending ships an update every 6 months, Expense Tracker every 2 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | iSpending | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | 68.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 57 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [IT WAVES](https://appshunter.io/developer/1596113244) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-manage-money/id6746187757)

Effortlessly track income and expenses with this private and powerful money manager. Organize spending across multiple accounts, gain insights with visual reports, and collaborate on shared budgets. Supports multi-currency tracking and secure device synchronization.

**Highlights:** Track daily expenses and income, Organize with multiple accounts, Multi-currency support with auto exchange rates, Visual spending insights and trends, Share accounts for collaborative budgeting, Import and export data (CSV/PDF), Secure cross-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do iSpending or Expense Tracker have ads?

iSpending shows ads; Expense Tracker does not.

### Which is updated more often, iSpending or Expense Tracker?

iSpending ships an update every 6 months, and Expense Tracker every 2 weeks. Most recently, iSpending was updated on October 17, 2026 and Expense Tracker on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*