# iSpending vs Spending Tracker & Budget

The clearest difference is rating: Spending Tracker & Budget at 5.0 against iSpending's 4.4. Spending Tracker & Budget also leads on ads (none vs shown) and review sentiment (100% vs 69%). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 17). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Spending Tracker & Budget sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Spending Tracker & Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 100% of Spending Tracker & Budget's.

iSpending ships an update every 6 months, Spending Tracker & Budget every 3 weeks. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | iSpending | Spending Tracker & Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-and-budget/id6751024288/reviews)** |
| Number of ratings | **634** | 1 |
| Positive reviews | 68.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 48 MB |
| Requires iOS | **12.0** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Gajera Himmatbhai](https://appshunter.io/developer/1373574561) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Spending Tracker & Budget

[App page](https://appshunter.io/ios/app/spending-tracker-and-budget/id6751024288)

Manage your money offline with this intuitive expense tracker. Plan budgets, visualize spending, and log transactions quickly. Your financial data stays private and secure on your device.

**Highlights:** Offline money management, Visual spending reports, Smart budget planner, Fast transaction entry, Double-entry bookkeeping, Customizable categories, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Manager Pro - Weekly | $0.99 | per 7 days |
| Expense Manager Pro - Monthly | $1.99 | per month |
| Expense Manager Pro - Yearly | $9.99 | per year |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Spending Tracker & Budget free?

Spending Tracker & Budget is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Spending Tracker & Budget?

Spending Tracker & Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Spending Tracker & Budget averages 5.0 from 1 ratings.

### Do iSpending or Spending Tracker & Budget have ads?

iSpending shows ads; Spending Tracker & Budget does not.

### Which is updated more often, iSpending or Spending Tracker & Budget?

iSpending ships an update every 6 months, and Spending Tracker & Budget every 3 weeks. Most recently, iSpending was updated on October 15, 2026 and Spending Tracker & Budget on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*