# iSpending vs Craftiva

The clearest difference is in-app purchases: Craftiva at none against iSpending's 2. Craftiva also leads on ads (none vs shown) and update cadence (every 2 days vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Craftiva asks for nothing beyond the download.

iSpending ships an update every 6 months, Craftiva every 2 days. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | iSpending | Craftiva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | — |
| Number of ratings | **634** | — |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 19 MB | 101 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [Christian Alexis Cruz Arango](https://appshunter.io/developer/1834184904) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Craftiva

[App page](https://appshunter.io/ios/app/craftiva/id6751239627)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Craftiva free?

Craftiva is free to download, with no in-app purchases.

### Do iSpending or Craftiva have ads?

iSpending shows ads; Craftiva does not.

### Which is updated more often, iSpending or Craftiva?

iSpending ships an update every 6 months, and Craftiva every 2 days. Most recently, iSpending was updated on October 15, 2026 and Craftiva on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*