# iSpending vs Monthly Budget Planner App

The clearest difference is rating: Monthly Budget Planner App at 5.0 against iSpending's 4.4. Monthly Budget Planner App also leads on update cadence (every 10 days vs every 6 months) and monetization model (ad-supported vs free with in-app purchases). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monthly Budget Planner App sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Monthly Budget Planner App holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

iSpending ships an update every 6 months, Monthly Budget Planner App every 10 days. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | iSpending | Monthly Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/monthly-budget-planner-app/id6756099084/reviews)** |
| Number of ratings | **634** | 1 |
| Positive reviews | 68.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 10 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 19 MB | 92 MB |
| Requires iOS | **12.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [FatMachines LLC](https://appshunter.io/developer/1091483120) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Monthly Budget Planner App

[App page](https://appshunter.io/ios/app/monthly-budget-planner-app/id6756099084)

Easily track personal spending, split bills with friends or groups, and gain insights into your financial habits. Log expenses quickly, filter by various criteria, and export data for further analysis. Works offline and supports over 120 currencies.

**Highlights:** Personal and group expense tracking, Bill splitting (equal or uneven), Expense logging by category and payment source, Spending insights and budget management, CSV export to Excel or Google Sheets, Offline functionality, Support for 120+ currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spend Tracker Premium | $2.99 | per month |
| Spend Tracker Premium | $4.99 | per month |
| Spend Tracker Premium | $24.99 | per year |
| Spend Tracker Premium | $44.99 | per year |
| Spend Tracker Premium | $34.99 | one-time |
| Spend Tracker Premium | $59.99 | one-time |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Monthly Budget Planner App free?

Monthly Budget Planner App is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Monthly Budget Planner App?

Monthly Budget Planner App is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Monthly Budget Planner App averages 5.0 from 1 ratings.

### Do iSpending or Monthly Budget Planner App have ads?

Both iSpending and Monthly Budget Planner App show ads.

### Which is updated more often, iSpending or Monthly Budget Planner App?

iSpending ships an update every 6 months, and Monthly Budget Planner App every 10 days. Most recently, iSpending was updated on October 17, 2026 and Monthly Budget Planner App on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*