# iSpending vs Expense Tracker

The clearest difference is review sentiment: iSpending at 69% against Expense Tracker's 0%. iSpending also leads on rating (4.4 vs 3.0) and ratings volume (634 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

iSpending holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 0% of Expense Tracker's.

iSpending ships an update every 6 months, Expense Tracker every 7 months. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | iSpending | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (634 ratings)](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/expense-trackerbudget-planner/id944934437/reviews) |
| Number of ratings | **634** | 1 |
| Positive reviews | **68.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 6 months** | Every 7 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 19 MB | 41 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hana Mobile](https://appshunter.io/developer/306576922) | [iGeniusDev Technology](https://appshunter.io/developer/664580924) |

## What reviewers say

### iSpending

[App page](https://appshunter.io/ios/app/ispending-expense-tracker/id484100875)

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

**Highlights:** Categorize income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode and Face ID lock, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpending Premium | $2.99 | per month |
| iSpending Premium | $29.99 | per year |

**What reviewers like**

- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward

**What reviewers complain about**

- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup

**Reported bugs**

- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data

**Requested features**

- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-trackerbudget-planner/id944934437)

Easily track expenses, create budgets, and plan financial goals. This app helps you save money, monitor spending, and achieve financial freedom with customizable budgets and detailed reports.

**Highlights:** Expense tracking, Customizable budgets, Income & expense reports, Financial goal setting, Multi-currency support, Secure data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $1.99 | per month |
| 1 Year subscription | $24.99 | per year |
| Buy Lifetime access | $29.99 | one-time |


## Frequently asked questions

### Is iSpending free?

iSpending is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, iSpending or Expense Tracker?

iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Expense Tracker averages 3.0 from 1 ratings.

### Do iSpending or Expense Tracker have ads?

Both iSpending and Expense Tracker show ads.

### Which is updated more often, iSpending or Expense Tracker?

iSpending ships an update every 6 months, and Expense Tracker every 7 months. Most recently, iSpending was updated on October 15, 2026 and Expense Tracker on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*