# BOV Mobile vs Monese

The clearest difference is rating: Monese at 4.7 against BOV Mobile's 4.0. Monese also leads on ratings volume (2.4K vs 5) and update cadence (every 3 weeks vs every 3 months). BOV Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monese holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Monese has 2.4K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 17% of BOV Mobile's written reviews are positive against 19% of Monese's.

BOV Mobile ships an update every 3 months, Monese every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | BOV Mobile | Monese |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (5 ratings)](https://appshunter.io/ios/app/bov-mobile/id484470116/reviews) | **[4.7 (2.4K ratings)](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407/reviews)** |
| Number of ratings | 5 | **2.4K** |
| Positive reviews | 16.7% of reviews | **18.8% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 29 MB | 203 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Valletta p.l.c.](https://appshunter.io/developer/484470119) | [Monese LTD](https://appshunter.io/developer/1102793406) |

## What reviewers say

### BOV Mobile

[App page](https://appshunter.io/ios/app/bov-mobile/id484470116)

Manage your finances on the go with this banking app. Access all your accounts, loans, and perform transfers. Pay bills, top up mobile numbers, and send money instantly to friends and family.

**Highlights:** Stop a card function, FaceID authentication, Credit card activation, Account and loan access, Inter-account transfers, Mobile number payments, Bill payments, BOV Signatures for internet banking

**Features:** Vision Pro support

**In-app purchases:** none


### Monese

[App page](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407)

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

**Highlights:** Multi-currency accounts (GBP, EUR, RON), Contactless Mastercard debit card, International money transfers, Virtual card for online payments, Savings pots, Real-time spending notifications, Credit score building (UK only)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOV Mobile free?

BOV Mobile is free to download, with no in-app purchases.

### Is Monese free?

Monese is free to download, with no in-app purchases.

### Which has better reviews, BOV Mobile or Monese?

Monese is rated higher. BOV Mobile averages 4.0 out of 5 from 5 ratings, while Monese averages 4.7 from 2.4K ratings.

### Do BOV Mobile or Monese have ads?

Monese shows ads; BOV Mobile does not.

### Which is updated more often, BOV Mobile or Monese?

BOV Mobile ships an update every 3 months, and Monese every 3 weeks. Most recently, BOV Mobile was updated on November 1, 2026 and Monese on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*