# BOV Mobile vs ZEN.COM

The clearest difference is rating: ZEN.COM at 4.6 against BOV Mobile's 4.0. ZEN.COM also leads on update cadence (every 6 days vs every 3 months) and review sentiment (45% vs 17%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZEN.COM holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: ZEN.COM has 651 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 17% of BOV Mobile's written reviews are positive against 45% of ZEN.COM's.

BOV Mobile ships an update every 3 months, ZEN.COM every 6 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BOV Mobile | ZEN.COM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (5 ratings)](https://appshunter.io/ios/app/bov-mobile/id484470116/reviews) | **[4.6 (651 ratings)](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865/reviews)** |
| Number of ratings | 5 | **651** |
| Positive reviews | 16.7% of reviews | **45.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 days** |
| Monetization | Free | Free |
| Size | 29 MB | 539 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Valletta p.l.c.](https://appshunter.io/developer/484470119) | [UAB ZEN.COM](https://appshunter.io/developer/1505547864) |

## What reviewers say

### BOV Mobile

[App page](https://appshunter.io/ios/app/bov-mobile/id484470116)

Manage your finances on the go with this banking app. Access all your accounts, loans, and perform transfers. Pay bills, top up mobile numbers, and send money instantly to friends and family.

**Highlights:** Stop a card function, FaceID authentication, Credit card activation, Account and loan access, Inter-account transfers, Mobile number payments, Bill payments, BOV Signatures for internet banking

**Features:** Vision Pro support

**In-app purchases:** none


### ZEN.COM

[App page](https://appshunter.io/ios/app/zencom-multicurrency-account/id1505547865)

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

**Highlights:** Digital mobile wallet, Debit cards and transfers, Instant cashback deals, Purchase protection, Multi-currency account, Contactless payments, Send money

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOV Mobile free?

BOV Mobile is free to download, with no in-app purchases.

### Is ZEN.COM free?

ZEN.COM is free to download, with no in-app purchases.

### Which has better reviews, BOV Mobile or ZEN.COM?

ZEN.COM is rated higher. BOV Mobile averages 4.0 out of 5 from 5 ratings, while ZEN.COM averages 4.6 from 651 ratings.

### Do BOV Mobile or ZEN.COM have ads?

Neither BOV Mobile nor ZEN.COM shows ads.

### Which is updated more often, BOV Mobile or ZEN.COM?

BOV Mobile ships an update every 3 months, and ZEN.COM every 6 days. Most recently, BOV Mobile was updated on October 23, 2026 and ZEN.COM on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*