# BOM vs Shelby Savings

The clearest difference is rating: Shelby Savings at 3.9 against BOM's 2.7. BOM's advantage is update cadence (every 4 months vs every 8 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shelby Savings holds the better App Store score, 3.9 against 2.7. Both are backed by a comparable volume of ratings — 40 and 19 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

BOM ships an update every 4 months, Shelby Savings every 8 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | BOM | Shelby Savings |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (40 ratings)](https://appshunter.io/ios/app/bom/id485330709/reviews) | **[3.9 (19 ratings)](https://appshunter.io/ios/app/shelby-savings/id716379070/reviews)** |
| Number of ratings | **40** | 19 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 8 months |
| Monetization | Free | Free |
| Size | 133 MB | 15 MB |
| Requires iOS | 14.1 | **14.0** |
| Devices | iPhone, iPad, iPod, Apple Watch | iPhone, iPad, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [BOM Bank](https://appshunter.io/developer/485330712) | [Shelby Savings Bank](https://appshunter.io/developer/1441656831) |

## What reviewers say

### BOM

[App page](https://appshunter.io/ios/app/bom/id485330709)

Manage your bank accounts on the go with this mobile banking application. Access balances, view transaction history, and transfer funds securely. Find branch locations and ATMs using your device's GPS.

**Highlights:** Access account balances, View transaction history, Transfer funds between accounts, Find branch and ATM locations, Access contact information

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none


### Shelby Savings

[App page](https://appshunter.io/ios/app/shelby-savings/id716379070)

Manage your Shelby Savings accounts on your Apple device. View balances, transaction history, check images, and transfer funds. You can also deposit checks, pay bills, and make loan payments.

**Highlights:** View account balances and history, View check images, Transfer funds between accounts, Deposit checks, Pay bills, Make loan payments, Manage contact information

**Features:** macOS Compatibility, Siri integration

**In-app purchases:** none


## Frequently asked questions

### Is BOM free?

BOM is free to download, with no in-app purchases.

### Is Shelby Savings free?

Shelby Savings is free to download, with no in-app purchases.

### Which has better reviews, BOM or Shelby Savings?

Shelby Savings is rated higher. BOM averages 2.7 out of 5 from 40 ratings, while Shelby Savings averages 3.9 from 19 ratings.

### Do BOM or Shelby Savings have ads?

Neither BOM nor Shelby Savings shows ads.

### Which is updated more often, BOM or Shelby Savings?

BOM ships an update every 4 months, and Shelby Savings every 8 months. Most recently, BOM was updated on November 1, 2026 and Shelby Savings on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*