# BOM vs UBank Banking made for U

The clearest difference is rating: UBank Banking made for U at 4.8 against BOM's 2.7. UBank Banking made for U also leads on review sentiment (41% vs 0%) and ratings volume (1K vs 40). BOM's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBank Banking made for U holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: UBank Banking made for U has 1K ratings behind it against 40, so its average is the more settled of the two. Written reviews point the same way: 0% of BOM's written reviews are positive against 41% of UBank Banking made for U's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BOM | UBank Banking made for U |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (40 ratings)](https://appshunter.io/ios/app/bom/id485330709/reviews) | **[4.8 (1K ratings)](https://appshunter.io/ios/app/ubank-banking-made-for-u/id971358163/reviews)** |
| Number of ratings | 40 | **1K** |
| Positive reviews | 0.0% of reviews | **40.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 133 MB | 108 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BOM Bank](https://appshunter.io/developer/485330712) | [UBank](https://appshunter.io/developer/971358162) |

## What reviewers say

### BOM

[App page](https://appshunter.io/ios/app/bom/id485330709)

Manage your bank accounts on the go with this mobile banking application. Access balances, view transaction history, and transfer funds securely. Find branch locations and ATMs using your device's GPS.

**Highlights:** Access account balances, View transaction history, Transfer funds between accounts, Find branch and ATM locations, Access contact information

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none


### UBank Banking made for U

[App page](https://appshunter.io/ios/app/ubank-banking-made-for-u/id971358163)

Manage your finances on the go with a secure and user-friendly mobile banking application. Perform essential banking tasks like checking balances, paying bills, transferring funds, and depositing checks from anywhere.

**Highlights:** Check account balances, Pay bills, Transfer money, Deposit checks, Locate ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 🔒 Strong security features and biometric authentication
- 💳 Convenient mobile deposit functionality
- ⚡ Quick balance checking and account access
- 💰 Flexible bill pay and transfer options

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏳ Extremely slow app loading times
- 🔐 Persistent login and authentication issues
- ❌ App closes immediately upon opening
- 🚫 Inconsistent performance after updates

**Reported bugs**

- App crashes on startup
- Login screen takes 30 seconds to hours to load
- Biometric authentication fails intermittently
- Password authentication not accepting correct credentials
- Mobile deposit fails for checks from UBank accounts

**Requested features**

- Apple Pay integration
- Instant mobile deposit processing
- Extended banking hours (Saturday availability)
- Improved app stability and performance optimization


## Frequently asked questions

### Is BOM free?

BOM is free to download, with no in-app purchases.

### Is UBank Banking made for U free?

UBank Banking made for U is free to download, with no in-app purchases.

### Which has better reviews, BOM or UBank Banking made for U?

UBank Banking made for U is rated higher. BOM averages 2.7 out of 5 from 40 ratings, while UBank Banking made for U averages 4.8 from 1K ratings.

### Do BOM or UBank Banking made for U have ads?

UBank Banking made for U shows ads; BOM does not.

### Which is updated more often, BOM or UBank Banking made for U?

BOM ships an update every 4 months, and UBank Banking made for U every 4 months. Most recently, BOM was updated on October 23, 2026 and UBank Banking made for U on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*