# Standard Life vs SJP

The clearest difference is review sentiment: Standard Life at 84% against SJP's 17%. Standard Life also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (15.1 vs 17.0). SJP's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Standard Life ships an update fortnightly, SJP every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Standard Life | SJP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (25 ratings)](https://appshunter.io/ios/app/standard-life/id485692917/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | **84.4% of reviews** | 17.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 78 MB | 116 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Standard Life Assets and Employee Services Limited](https://appshunter.io/developer/1445867057) | [St. James's Place](https://appshunter.io/developer/1603646084) |

## What reviewers say

### Standard Life

[App page](https://appshunter.io/ios/app/standard-life/id485692917)

Manage your pension and investments on the go. Increase, top up, or stop pension payments, view plan values, and track transactions. Secure messaging and a retirement income tool are also available.

**Highlights:** Manage pension payments, Top up pension, View plan value and performance, Secure messaging, Retirement income tool, Update beneficiaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Straightforward and intuitive
- 🚀 Comprehensive pension management
- 🔒 Secure and trustworthy
- 👍 Clear and detailed information

**What reviewers complain about**

- 🐛 Occasional login and connectivity issues
- 🐛 Performance chart issues after recent updates
- 🐛 Forced portrait mode on tablets
- 🐛 Unreliable app stability

**Reported bugs**

- Login screen freezes
- App crashes on startup
- Pension balance disappearing from web app

**Requested features**

- Add ability to update beneficiary details
- Provide investment growth statistics
- Improve compatibility with tablet landscape mode


### SJP

[App page](https://appshunter.io/ios/app/sjp/id1608216081)

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

**Highlights:** Biometric sign-in, Real-time investment values, Performance tracking (pension, ISAs, bonds), Fund breakdown details, Expert insights, Personal document library

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Standard Life free?

Standard Life is free to download, with no in-app purchases.

### Is SJP free?

SJP is free to download, with no in-app purchases.

### Do Standard Life or SJP have ads?

Neither Standard Life nor SJP shows ads.

### Which is updated more often, Standard Life or SJP?

Standard Life ships an update fortnightly, and SJP every 2 months. Most recently, Standard Life was updated on November 1, 2026 and SJP on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*